Points are meaningless. After the patch, I would not trade Seducer tree perks for all martial perks combined. Same patch has downgraded Presence tree from "absolutely overpowered" to "meh" level, although price in points remains the same.

I would recommend to try your hand with canon characters first. I would not say they all given same amount of love, but most prominent characters are well thought through. Their strengths and weakneses are tied to their starting domain, faith, personal relations, special content and immenent threats they need to deal with. If you flood them with stats or alter personality, you might miss these challenges completely. And that would prevent you from finding mod-specific ways of dealing with issues. And that in turn would destort your very personal perception on what's fair and balanced means.

Again, it's just advise. I won't judge at all, much less based on the amount of points you need to have fun.

I use the ruler designer the foollowing way. i make a normal character and the only vampire perks I pick are Vampire and the the dynasty clan. Then when in game I in decisions use the create custom character to vampify the character. And when creating the character before entering the game I stay below or at 400 points.

thank you for your input.

yes you only need non vampire perks in character creation. Then you use custom character desicion and can get up to 4 vampire perks and up to 6 generation (may be better but i did not try a lot of clans)
I allways pick vampires when asked who you feed, then you find a vampire who gives you 300+ exp when you feed and herdify him, this way you will have every vampire perk in no time

Yeah I saw about the custom character after TitanOperyx posted and have messed with it. I didnt know you could feed off vampires. Thank you for telling me this. Like I said Im new to this mod and all its features.