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Level up 1 for all except Economy.
Work on either long distance or ADR once you have lvl 1 for the rest.
It is far better to build up your money to buy your first truck, and slowly upgrade it as you have the money and levels to do so.
However if you really must get a truck ASAP visit the dealer, check the price of the truck. Get a loan that will leave you with at least 10k spare after buying the truck and try not take out mulitple loans if you can avoid it. You want the spare cash so that you don't end up in the negative while on jobs and need to be sure the jobs you are taking will exceed the daily repayments.
Don't botrher with fuel economy leveling. If you use realistic fuel consumption the level it worthless. Don't waste a level on it until the rest are all maxed out.
I've never personally had that issue, but it is something to consider.
I'd take out the 400k loan, get a truck, then save for a couple drivers and their trucks. Upgrade your own garage before buying new ones.
- Use quick jobs until I unlock the highest loan amount.
- Get the loan and buy 2 trucks, 1 for me and 1 for an employee
- Hire an employee and set training of employee to long distance (once they max Long distance I then switch them to ADR and when that's maxed out, I switch to balanced)
- Make sure that I earn at least 10 thousand per day on my own jobs until the staff earn enough for me to not have to earn as much per day.
The money starts to roll in and within a reasonable amount of game time, I can buy another truck and employ another person. I continue this until I have 1 large garage that is full of trucks and employees. This garage acts as a battery to fund all of my adventures and future garage/truck acquisitions.
Pretty soon you'll have garages and employees generating enough cash to enable you to never have to worry about money ever again.
When buying garages, I only buy another once I have maxed out the last one I purchased, this way I maximise the productivity and earnings of each garage before moving on to the next. This also means you don't have to go back to upgrade the garages, employ staff and purchase trucks later, which can be a bit tedious.
As for skills, I max out all of the ADR, High Value, Urgent and Fragile disciplines first (ADR being the very first one I max out) and then Long distance last. This is because I have found that I can do multiple short distance jobs in one day that earn more money per KM and receive higher XP points until I have maxed out my skills, than doing fewer long distance jobs. Also with the Long distance trips, there is a higher chance of damaging the cargo, and during the Early stages of the career, you cannot afford to lose money on damaged or late cargo.
I hope that helps
It's incredibly stupid not to, since loans save you REAL WORLD TIME. I.E. something of actual value to you, a real human with a real life. You can get into a personally owned truck much sooner and quickly with hired drivers will no longer have any need for loans.
Also, since there are also no permanent negative impacts on gameplay from having negative equity, it doesn't even matter if you run out of "money", you can always earn more, and the loans are never so prohibitive that you can't eventually pay them off. However, it's easy to stay out of the red if you don't spend wildely at first before you've earned some money and hired drivers.
ALWAYS, ALWAYS take the big loans at the beginning.