Should I get loans

[homeyworkey]

Hey I wanna play multiplayer, but I need a truck. I'm wondering the fastest and especially the most effective way to get a truck for myself. Or how else should I spend my money? Thanks in advance

[SoldierOFortune_PL]

yes.

[homeyworkey]

Originally posted by SoldierOFortune_PL:

yes.

how much and why? I saw a comment in a thread saying loans arent worth it, so now im 50/50

[FastnBulbous]

Just get the biggest loan for whatever truck you want. You'll earn more than enough from it.

[Reese]

I get the first 100k loan I can. Usually by that point I have 20k so enough for a basic truck. Hire an employee and put them in that truck. Whenever the second loan comes around, usually enough for my own truck. Then go into multiplayer and watch the several hundred thousand to pay the loan back. Then take the 400k loan and do it all over.

[Xautos]

doing a couple of deliveries for yourself will gain you a few levels and enough money to get you that truck you want. you won't need a loan for that. besides you will be out for deliveries by truck to collect money anyway, so if you have the loan or not you will be making that money regardless.

best leave the loan until later on.

[homeyworkey]

still getting mixed responses :I
I got 36k so im not sure what to do lol

[racdavies]

As soon as i had the 160k loan available i took it, bought the cheapest DAF, then kept taking the highest value loads until i could afford a garage, then checked out multi player only to find 20mil in my account lol so bought acouple more garages with trucks and drivers, its a long hard slog starting from scratch.

[hackintoshchap]

Originally posted by Homeyworkey LFT:

still getting mixed responses :I
I got 36k so im not sure what to do lol

You have different options. There is no single correct answer. Save up for a truck and you don't have to repay bank interest or take out a loan to get a truck faster, but you have to pay off the loan and interest.....

It is worth having a dedicated MP profile and a dedicated profile for the sandard game because there are times when the game has been updated that you may not be able to play MP for a week or so until the MP mod has been made compatible with a new game update.


https://truckersmp.com/

This 'duplicated thread subject' is off topic for the general discussions section. This thread should be in the following community section;
http://steamcommunity.com/app/227300/discussions/1/

[Xautos]

i just hopped on the 400k loan, i now have one garage complete and in operation, won't be long before i can buy a garage elsewhere and fill that truck i'm using with a fifth employee while i move on.

I really am scraping the barrel hard even considering an Iveco truck xD

[Versat1leOne]

http://steamcommunity.com/sharedfiles/filedetails/?id=264923789

Take a look at this guide, it helped me a lot when I was new to the game, in fact I am still new to the game I guess, bought the game end of last year. Only difference is, now I got no money worries, owning 77 garages with over 100 truck and drivers. Cash is flooding in faster than I can spend it :-)

Early game I borrowed as much from the bank I could, and I did not pay the loans back early, instead every time I had around 100.000, I would buy another truck and hire a driver, just make sure you got around 10.000 to cover loans and possible loss when drivers return without a job.

When a garage was full I would first expand it to add two more slots, then buy another garage thereafter. I only expanded my starting garage later in the game when I had so much money it didn't matter to pay 50% more per slot.

Some would say it kills the fun of the game to have too much money, I on the contrary think the opposite, I can take which ever job I want, get any truck I want and just have fun with that. Heck, I even sometimes cancel a job midway because I feel like going the other way :-)

[hackintoshchap]

Originally posted by Xautos:

I really am scraping the barrel hard even considering an Iveco truck xD

The Volvo FH16 Classic has great spec and engine for little money - much better than the basic Iveco Stralis

[Havremonster]

As soon as I got enough money to buy a garage long distanse from the first one with some trucks and workers, I only had to travel fast between the garages and the money got into the account very fast by itself :) Now I got 150 workers and its not fun anymore :( Just waiting for a new map :)

[Xautos]

Got a Volvo FH16 classic, a Scania Streamline, Merc Actros and MAN TGX, the rest aren't that great to look at or good in performance terms though, i might look at a Renault truck.

[Versat1leOne]

Originally posted by Havremonster:

As soon as I got enough money to buy a garage long distanse from the first one with some trucks and workers, I only had to travel fast between the garages and the money got into the account very fast by itself :) Now I got 150 workers and its not fun anymore :( Just waiting for a new map :)

I can recommend https://promods.net/

Du kan sejle op til Longyearbyen og købe en garage :-)

[homeyworkey]

Originally posted by hackintoshchap:

Originally posted by Homeyworkey LFT:

still getting mixed responses :I
I got 36k so im not sure what to do lol

It is worth having a dedicated MP profile and a dedicated profile for the sandard game because there are times when the game has been updated that you may not be able to play MP for a week or so until the MP mod has been made compatible with a new game update.


/

Can't I use the multiplayer account for single player and multiplayer?