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(I always run 2 Charisma on every character cuz im OCD)
For exemple : 1 point in charisma = 2 points in barters.
Skills can't go higher than 100, so if you have 100 in barter you won't see change if you add +X in charisma using druggs/perks/implants.
To answer your question, no, it no longer matter for you, and as said above charisma in the worse Special you can invest in, i admit it's always funny to do a run with 10 luck 10 charisma, but it's mostly for fun, the way the game work make charisma useless because charisma only impact skill and not stats, for exemple : strengh add carry weigh, luck add crit chances and give you better loot, endurance give you more hp ect... Charisma dosen't.
I suggest this site if you want more info on how the special/skill system work, it's exhaustive : https://fallout.fandom.com/wiki/Fallout:_New_Vegas_skills
OF COURSE! It's a ROLE PLAYING game therefore WHO doesn't want to be the COOLEST?
Yes it do, but you asked if when you have 100 in barter and add extra point in charisma will it change the price the answer is no, charisma only affect the barter skill, wich affect the price.
That's why charisma is useless you can get the best price by leveling up barter even when you have 1 charisma.
Basically the descriptions of the SPECIALs are a Lie. =3
Outside of using Charisma and Perception for specific Perks, they're generally worthless Specials. Perception you can get away with about 5-6 in total just for some really good Perks.
Charisma you can literally start the game with 1 and it will not effect you in the slightest, it's that worthless. Even the Perks that require Charisma are well, not necessary.
If i recall Perception do improve the distance in wich you can see the enemies/locations on your compas. (Or is it a skill of ED-E that is messing with my mind ? Because when i have him i can see them far away.)