sadly i tried all of the above but im only making + if i change the modsettings.

How many workers are you using? There is a soft max and a hard max. After you hit the soft max the cost per worker starts to go up, which is when you can lose money. When you first start a colony the soft max is 3 (maybe different now, I haven’t played in a couple months). Try using only 3 workers total and look at the cost per worker as you add and subtract them.

I hope this helps you spread you empire far and wide.

Thanks for the information but to that time it doesnt help if im over or under it sadly.
I dont know how it is know because i removed the mod from my save and cant add it again.

Slight Necro:
I have the same issue. Even with settling terrain with a higher-than-average bonus to a ressource and one of the basic buldings (in this case the wilderness guild) it seems to be impossible to make even the slightest profit.
I have the "ex-merc" faction trait, which makes workers more expensive, but the +10$ is negligible in the face of a margin of around -50 to-70$.

You need to do several things to be profitable. First, check your policies and make sure they make sense. If you cannot defend make sure your policies are good for recovery, but this will impact taxes depending. Prosperity needs to be high to get the most profit. Settle your cities for the maximum bonus and build the associated buildings asap. You need to have some strong military if you want higher taxes, this means creating a city or 2 to be high military level and may cost you each tax period. This means you really need to have lots of silver to get an empire up and running.