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2 Paypal is not a court. They have zero authority over Valve or any other company. Their decisions do not in anyway vindicate the person who disputed the payment.
3 If someone feels they have been defrauded they can take it to court and have the court decide. "Poorly made" is very subjective in the first place and "broken" only applies if the game has an inherent flaw that makes it not work. If a game just happens to not work on a user's system that doesn't mean the game is broken. Just deciding they are owed a refund and using a payment dispute has consequences and they aren't going to be able to just argue them away.
4 That's the point. Valve does not want to do any further business with that user. They are now a liability.
5 Fair enough. I'd add on to that to make sure to know what the policies are for the places you are purchasing from so you don't end up in situations like this.
If you are outside of the 2 weeks or 2 hour limit, but think you have an adequate reason to still deserve a refund, they want you to open a ticket and have it checked by human support staff.
If you file a charge back, instead, they will lock you out of future purchases permanently.
reality is the user most likely had to jump through hoops and get bank account verification and god knows what else to even begin purchasing games on steam.
mean while other gaming sites just let you use a credit card that doesn't need to be called in an verified an cleared of suspicious credit charges like steam.
Not every customer is worth keeping.
He's lucky we're no longer in the days when Steam right out cancelled the whole Steam account when a chargeback was issued.
Paypal requires almost no setup hassle: Grab your checkbook or a deposit slip, input your account and routing number, then wait a day or so at most. Most people that use Paypal already have it set up for other uses.
If your bank is flagging Steam as suspicious, it's on you to clear it. It's better to have an over-cautious bank than one that doesn't care. That said, this is irrelevant to the discussion. Nothing was flagged as suspicious, OP effectively stole from Steam by issuing a chargeback.
A smart business knows when a customer isn't worth keeping and that's usually when said customer poses a costly liability.
Yeah no. Most a bank will do is ask if a transaction from the retailer is legit and that'll be that.
And thiose sites will bare you from purchasing just the same if you do what the OP did.
I buy a game, I cant play that game, they say I've been playing it for X amount of hours... when I cant even load it (so that's total bull sh*t) I complain to Steam who don't help me whats so ever a number of times so I dispute it with paypal (as I am entitled to - goods don't work) Steam have every opportunity to come to an agreement but don't even respond and wonder why I get my money back - and then block me from making any more purchases... in any court of law that would go in my favour.
I'm sure they wont care, but I'll just take use my money elsewhere.
You didn't ask for a refund. You told your bank that Steam had defrauded you. I don't doubt Steam is quite happy for fraudsters like you to go defraud other companies instead of them.
Don't be surprised when you try to defraud the next store if they restrict your account there too.
Because you instantly demonstrated you are a problem and they have no desire to do further business with you, which is their right.
You didnt even follow the process, you just immediately resorted to "Ima git mah way" and thought you were getting over on Steam.
Who's having the last laugh now?
Valve lied about their refund policy and threw a fit when you had PayPal step in.
Don't expect them to act like adults.
They didn't "throw a fit", they just don't accept being defrauded.