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If you look at this image:
https://support.steampowered.com/images/faq/refunds/5Refund_requestForm.png
It shows the dropdown menu option to choose where to send the refund to, right under the date of purchase and the game.
Steam is not a bank.
http://store.steampowered.com/steam_refunds/
You will receive the refund in Steam Wallet funds or through the same payment method you used to make the purchase. If, for any reason, Steam is unable to issue a refund via your initial payment method, your Steam Wallet will be credited the full amount. (Some payment methods available through Steam in your country may not support refunding a purchase back to the original payment method.
http://store.steampowered.com/steam_refunds_methods