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Nope! It's definitely a bug. I looked 10mins ago what's going on in my settlement.
Debt is at 300k, Income at 445k and maintenance at 205k. It should be paid off already. That was the case yesterday already with just 2hrs left on the timer and a few thousand credits debt left and than the timer was back at 23hrs+... and my saloon is again in construction mode after being finished yesterday! xD The expedition I started yesterday didn't even show up anymore. No debriefing, nothing! Money gone, no loot! Instead I got a new 'mission' with two citizens in trouble.
Thanks for sharing that! Its nice to know its possible under whatever specific scenario of cosmic alignment.
My settlement generates 535,206 per day, the maintenance is 142,822. A profit of 382,284.
My current debt is 248,147. It's ticking down 1 per 5 seconds. So lets do some quick maths:
248,147 x 5 = 1,240,735 seconds or 20,678.9 minutes or 344.64 hours or 14.36 days.
It should be clear by the end of the next cycle/day and be in the positive. This hasn't happened yet, nor has the debt decreased significantly due to productivity rising.
Lets assume the maint cost is added each day. Its still doesn't make sense with 0 maint cost, which is where I'm at with 357k productivity per day. The debt doesn't change day to day.
Yeah, I should have added in daily maintenance to those numbers which add several lifetimes of playing to reduce it to zero debt...
By the time the next cycle starts I earn enough to pay off the debt in full + pay the maintenance in full and have a few units left over. Who want's to bet that won't happen?
https://steamcommunity.com/sharedfiles/filedetails/?id=2595742984
Days are truncated off the timer!? This is scary if true. It explains the erratic timer nicely, but geez HG, that's bad.
Look at Evil Tim's screenshot (about 2 posts above you) Products are offered once debt is cleared.
https://steamcommunity.com/sharedfiles/filedetails/?id=2595913075
https://steamcommunity.com/sharedfiles/filedetails/?id=2595913214
https://steamcommunity.com/sharedfiles/filedetails/?id=2595913408
At least you should be able to find or change settlements more easily now because of:
----------
(Patch quote)
Fixed an issue that could cause all settlements to be incorrectly labelled as belonging to another player.
Fixed an issue that caused settlement charts to be used up when they failed to find a settlement.
Fixed an issue that could cause settlement building timers and states to repeat endlessly.
----------
The last one in the list is likely responsible for wrong debt data.
There aren't the days missing! Your calculation is wrong! With the numbers of your settlement:
Income per day: 532261 credits
Maintenance per day: 199213 credits
Your plus per day: 333048 credits
So you earn 333048 credits per day after your maintenance has been paid. Your debt is at 219836 credits total which is about 2/3 of your daily plus. With these values your debt must be paid off after about 2/3 of a day... that's about 16hrs and not days!