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Glad you all are liking the Guide. Pleasure as always.
As to buybacks, there is a large degree of variance between the items' buyback value. Torches and food (bought with 75G) is bought back at 5G. Whereas Keys (bought at 200G, or some other premium items are bought back at 20G.
At best you will get a rebate of 10% of the lost funds. Hence it's prudent to only buy what you think you will need, with margin for error. Generally, it is still best to over-prepare, even if it means throwing out some supplies later for valuable items, especially because money is always in plentiful supply.