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There are also companies that purchase games for a cheaper price etc Indian money.
I don't recommend doing it as I often buy games using ingame keys such as TF2 crate keys.
Along with that, they allow the sale of Steam Gifts for real money (A violation of the SSA) have been know to revoke (some sellers using fake/stolen cards) those gifts and to sell invalid/used/stolen keys, either directly or through their sellers. There is also the fact that many of them suggest using a VPN to activate/play some game, as they are selling you a Russian copy.
There have also been thousands of keys revoked by their developers as the keys were not legitimately obtained and the developer didn't recive money for the key.
You evidently didn't do enough research on the subject. There are more risks then you seem to know about.
Furthermore, would you trust a company that sells you insurance that a key is valid and working to being with? That right there show they know these kinds of things are going on and that they are capitalizing on it. It is like buying bottled water, then pay extra to make sure it isn't unsealed already.
Well one of the reasons many are buying from these "untrusted" websites, is money related.
They see the game being sold for 40-80% off and risk buying it instead of paying the full price for a safe copy. I try to save up some extra cash so I can afford to buy from the official Steam store, but not everyone can do that.
Yes, they can. They choose not to. Instead of saving, they want it now, not latter. Then Valve gets stuck having to deal with the fallout. Those sites won't help if the 3rd party store scams and the insurance tends to only be available when buying directly from them to begin with.
At 11 years old, my sister and I were able to save up and sell some of out old toys/games to buy a Snes. That was $150 at the time. We did that in one month. I would help out neighbors, do extra around the house and just pick up what change I found, in order to by games. It tool a while to get enough and I could only buy the older games, but I did it, with out having to resort to the guy in the back alley.
While a user may be getting an unofficial 40-80% off, if they walk away with nothing, then that savings becomes 100% loss.
In the end, it is a loss for the users, developers and Valve.
But your last point doesn't make sense to me. One company that I've looked into sells insurance for purchases from other sellers. They aren't insuring their own product like a car company ReBoot brought up. This is no different than ebay protecting your purchases from other online sellers.
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The companies in question are appear to be sketchy but apparently have a good track record for customer service in terms of refunds and basic communication. I don't want developers getting screwed out of money, and I also don't want to get games that I'll lose if a key is revoked.
Ebay, you don't know what you are getting and shipping takes time. Keys are not supposed to be sold on e-bay, nor are digital items.
Selling game keys that are supposed to work (and do if bought through legit retailers) should not need insurance. As I said, they know their keys may have and issue and are taking advantage of that to make even more profit.
If you buy that bottle of water, the seal is broken, you expect the retailer to replace it with out having to pay extra, in advance, to ensure the seal is not broken.
There is a huge diffrence there.
How do you know those reviews are not fake? What about that track record? Those can all set up by the retailer by paying money or creating many accounts. As it is a shady key seller to begin with, what is to stop them?
One of those sites had it's name in the top 5 on Humble Bundle for a long time, until Humble Bundle stopped selling the keys. I wonder how many of those keys they bough got resold for a profit, even if it was a charity purchase?
http://www.polygon.com/2015/2/9/8006693/the-truth-behind-those-mysteriously-cheap-gray-market-game-codes
Polygon purchased a gray market keys and tried to track it down to its origin. Surprisingly the key went through so many hands, the various resellers don't even know (allegedly) where it comes from. It also goes a bit more in detail on the developer/publisher site and covers some scandals like Origin's credit card fraud keys or Revolution's key revoke of Sniper III.
In the end every legit seller loses on those markets and the buy can never be sure where the key is from and if it will be revoked. Even those insurances will cop out of the more common reasons I guess. On the other hand their ToS are very convoluted, badly worded, have some grammatical errors, which makes me doubt they can actually hold up. Which is a bad sign for doing business with them.
thx
I will admit that I have purchased a couple of games from thrift stores (such as Value Vilage) knowing that the key might not be valid anymore (I also like reading manuals and getting the other physical goodies so it wouldn't be a total loss, especially since the purchase was only a couple of dollars), and if it isn't then I will just purchase the game when it is on sale here (if it is sold here).
People that are thinking of using those kinds of sites mentioned in the OP should remember one thing. If it seems too good to be true, it probably is.
the game is still working for him with no issue, nothing bad happened to it
is it risky? probably it is. Its a risk that one can choose to or not take, regardless of the "ethics" .
as I tend to say: I usually tend to vote with my wallet and wherever I can get the most out of my buck.
usually they give you a cd key and thats about it for most part