spending limit option pls

[the covid vax]

hello internet nice to see you again...

so i realised i have a self control problem and spent a stupid amount of money over a very short time so i had an idea! please can we have some kind of spending limit option to help limit how much impulse buyers and people with no self control can spend and stop them from destroying their lives.
i would like some kind of way to limit how much i can spend on steam in a week... thoughts?

[cSg|mc-Hotsauce]

Don't save payment methods on Steam.

Enable Family View.

Use self control.

[the covid vax]

none of that is a fix dont save payment methods? im pretty sure i have my bank card in my wallet and that is with me at all times... enable family view... i dont have a family what on earth will that do.... self control... pretty sure i covered lots of people just like me have none

[Crazy Tiger]

People with no self control aren't helped by limits, as they'll find ways to exceed the limits. A limit isn't going to "fix" anything, it's a bandaid.

You need to learn to get self control. It's not easy, but it's necessary. Well, not from Steams point of view, as they want you to spend money.
Impulse buying often is linked to people being more chaotic and less organized in their lives and in some cases also being less happy. Does that sound familiair? If so, start with finding help for that.

[Start_Running]

Originally posted by envie - onion ontop:

none of that is a fix dont save payment methods? im pretty sure i have my bank card in my wallet and that is with me at all times...

More steps make the whole thing more inconvenient. Also if you're using tis as your argument then you should do what other people with spending problems do. Namely.. cede your bank cards to the keep of a trusted family member or companion. so you cannot.

enable family view... i dont have a family what on earth will that do.... self control... pretty sure i covered lots of people just like me have none

Funny thing about self-control. You learn it eventually. Get burned by the iron enough times and you learn not to touch irons.. Get bitten by dogs enough time and you learn not to pet strange dogs eventually. So if you keep over spending and suffer the need to find inventive ways to stretch a cup of ramen over a day...you will eventually learn self-control.

Or lose a lot of weight.

[cinedine]

Originally posted by envie - onion ontop:

none of that is a fix dont save payment methods? im pretty sure i have my bank card in my wallet and that is with me at all times... enable family view... i dont have a family what on earth will that do.... self control... pretty sure i covered lots of people just like me have none

Family view lets you restrict functionality on an account, including buying stuff. You can still unlock it obviously as you yourself set it up, but you can do so with any kind of limit you set up yourself.

[꧁StiGGe༻ღ꧂]

I dont feel Im destroying my life.

I put my money on steam and buying games and level up my account because:

1. Im a gamer and have always loved games whole my life, its my identity.

2. I want to support the game industry and support the developers and show them that I appreciate what they are doing.

3. For me games are like going out on a movie, shopping, travel or reading a book. Its a time full of enjoyment and you have control over your moment of pleasure.

4. I dont know the exact limit, but I think many people can handle it with the situation as it is today.

[VitaminK]

Originally posted by envie - onion ontop:

hello internet nice to see you again...

so i realised i have a self control problem

Admitting it is the first step, now work on self-control.

and spent a stupid amount of money over a very short time so i had an idea!

You consciously made those purchases. You had every idea. Limit your CC/DC if you must. Set up notifications.

please can we have some kind of spending limit option to help limit how much impulse buyers and people with no self control can spend and stop them from destroying their lives.

You think the companies receiving money want to limit how much money you are giving them every week?

[Washell]

Any limit you set, is a limit you can remove.

Anyway dealing with these issues through a third party either the system software or giving financial control to a partner or relative is a stopgap measure that only helps if you use the time it gives you to get to the root of why you are spending uncontrollably. Bit of a cliche but, figure out which hole you are trying to fill, or which emotion you're trying to suppress.

[B l u e b e r r y P o p t a r t]

Use self control, It's not Valves responsibly to help you not spend money on their platform, they are a business so I doubt something like that would ever be implemented.

[ElvisDeadly]

Put someone else in control of your money.

Decide a figure and then get them to give you a weekly allowance.

Is it just Steam where you have this self control spending issue?

[Dr.Shadowds 🐉]

There's nothing that can be done, if you have a spending problem, then putting limits options on here is pointless, as you're more than likely will just turn it off anyways.

Slap limit options on.
See what you want that's over your limit.
Takes limit off.
Cries...

That's why you need to have more self control, manage your money. Write down the following things on a piece of paper for yourself, break it into categories, needs, and wants.
Needs:
- Rent paid
- Service bills paid
- Food & medicine
- Gas, or money for transportation.
- Small X amount put into savings, for incase of emergencies.
The rest you add.

Wants:
- Video games
- New devices
- Toys
The rest you add.

Now once that finish, write out the amount the cost for each of the Needs each month, and deduct from the amount you earn per month, once you finish, you have a clear picture how much to work with each month, you have learn to set some kind of limit on yourself, and know how much to spend, now you can either add some / all of the left over money to savings, or spend some / all the left over on your wants. Reason to having some money put into savings is incase for any reasons it can be used for, as you don't want to be in debt because you had nothing in the savings to bail yourself out incase of sticky situations. Heck if there's something you want that cost a lot, put X amount away each month for that specifically, as a secondary savings on your list, this way you build up to getting what you want overtime.

[Lucas]

Originally posted by envie - onion ontop:

great job ♥♥♥♥♥♥♥

What you seem to be missing is that if you're able to set a spending limit, chances are you're going to remove it when you want to spend more. You just need to get a grip on your problems and stop blaming everyone else.

[AmsterdamHeavy]

Originally posted by envie - onion ontop:

great job ♥♥♥♥♥♥♥

Yeah, your inability to control yourself on the most basic of levels is everyone else's problem.