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http://store.steampowered.com/steam_refunds/
If you want to move money that you made on Steam, no. That would not be allowed.
That would make things bad on Steam. It would encourage money laundering which is illegal.
http://store.steampowered.com/subscriber_agreement/
So "Steam Wallet funds do not constitute a personal property right" - in other words, you have no claim to them and Valve are under no obligation to let you use that balance for anything other than buying Steam content and services. You agreed to this, by the way, and Valve will hold you to your word.
Nope. It is the same if you purchase a gift card or for store credit. They can only be used at that store.
You chose to purchase wallet funds.
If you still had the $5, Valve would have been able to refund it, but you spent some of it already.
Besides, Valve had to pay a fee to the credit card just to get the $5 into your account (a flat fee + a % fee) and they would have to pay to send it back. One of the reasons there is a minimal is so Valve can ensure they do not lose money from the transaction.
The problem is that they (steam) have no idea who actually paid for your gift card so they don't want to give the money to you since it might cause all sorts of problems. (money laundering)
(it's also a huge hassle for them to refund back again through all the steps so they don't do it.)
I would guess that almost no store can refund gift cards because of the money laundering risk.
What gave you the idea that I had a giftcard?
I've had no issues using PayPal or a credit card in the past. Valve didn't "make you" buy anything from the ManCo store in TF2. You chose to.
FYI, if you choose to make future purchases such as a game, you can pay for it with both credit/paypal/whatever and your remaining wallet balance.
No. But I looked it up and I see you just made a new thread to ask about that saying that you intend to buy a $10 game, which you can use your remaining wallet balance and whatever payment method you choose to buy...which really makes this entire thread nonsensical since it seems like you were intending to spend more money anyway.
But anyway...now you know.