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I won't say the OP stole from valve. It's just the OP wasn't happy with the product and wanted his money back but when about it the wrong way.
He got refused to refund and his only course of action was to do a charge back.
You went about this the wrong way, I'm afraid.
While on the face of it you are indeed correct that goods must conform to SADFART (yes, that is the proper acronym) under the Consumer Rights Act, including digital goods, what you should have done is pursued it further with Valve, showing them the law.
Frontline staff don't know stuff like this anyway, but in any case the refunds work in two ways. Your first attempt is automated, so it MUST fall within the 2 hour/14 day window. If it does, you get your refund. If it doesn't, you appeal and ask for a manual refund and they look at any extenuating circumstances (and they're generally pretty good with this).
The problem lies though that you shoudl ALWAYS return to the place of purchase to sort out issues like this. Going to Paypal or your bank should ONLY ever happen if all other resolution attempts have failed - in other words, the last straw.
By doing a chargeback you DO put your account in jeopardy because that chargeback generates fees for Valve now, so they're out of pocket. And as such, as per the terms you agreed to, they will restrict your account if the balance is not sorted.
So sadly, you have ONE avenue left now - you must clear that balance by clearing the chargeback.
If you then take it further afterwards, make sure to enclose the COnsumer Rights Act and quote the appropriate clause(s). And should it go pear-shaped still, by all means contact Consumer Direct to report them.
Chargeback success = money back and has the game.
Definitely theft aka stealing.
But I thought there was the chance to make amends and pay the money back to Valve, no?
Once that would get sroted, let's say, they still continue to have their statutory rights. That's the point.
Although I would add if (big if) they would want to pursue the faulty goods angle, they would seriously have to demonstrate the goods are indeed faulty, which I should have mentioned earlier. That might be rather difficult.
They threw everything out of the window when doing a chargeback. Let alone the standard agreement between users and valve, of which valve was stolen from; so to take it into any legal matter, valve would be extremely unforgiving of this & could bring up the previous action of theft/fraud and breaking the agreement which gave them refund based rights especially a manual ticket to assist in such a refund if actually needed, until they broke this.
When you've done something wrong, it's best to not go after the party that was in the right the entire time, especially when they can bring it up in court. It would be a very costly mistake.
Especially troubleshooting. Too many people just default to "(country law) allows me to declare defective!" instead of the fact it has to be as such, provable, and that they must go through the proper channels in order to resolve an issue.
Too many people bypass troubleshooting entirely, especially when minor settings can be the cause between crashing and uninterrupted gameplay.
That would be true if you actually understood said law.
http://www.legislation.gov.uk/ukpga/2015/15/contents/enacted
Refer to section 37
http://www.legislation.gov.uk/ukpga/2015/15/section/37/enacted
Your contract is goverened by the Consumer COntracts Regulation of 2013
http://www.legislation.gov.uk/uksi/2013/3134/contents/made
Refer to section 37
http://www.legislation.gov.uk/uksi/2013/3134/regulation/37/made
Supply of digital content in cancellation period
37.—(1) Under a contract for the supply of digital content not on a tangible medium, the trader must not begin supply of the digital content before the end of the cancellation period provided for in regulation 30(1), unless—
(a)the consumer has given express consent, and
(b)the consumer has acknowledged that the right to cancel the contract under regulation 29(1) will be lost.
Oh you can waive your right of cancellation as long as both parties agree to it.!
Refer to the SSA
https://support.steampowered.com/kb_article.php?ref=8620-QYAL-4516
EU and UK law EXPRESSLY ALLOW YOU TO WAIVE THIS RIGHT. The law says you can do this. It is 10000% legal.
Here's a tip. Don't pretend to know the law when you don't
Chargebacks are for when you did not get what you asked for and are not interested in interaction with that trader again.
If an automated system doesnt work, talk to people.
You don't get to declare a product is broken unilaterally and get a refund. The game not working on your computer doesn't mean its broken anymore then you not being able to run software because your running an old OS means its broken.
So either reverse the chargeback or your account is permanently locked.
Valve has locked his account and would of removed the game. Unless the OP has it saved in off-line mode or the game doesn't have DRM then he gets to keep.
Anyway, why should we care as users, the issues are between him/her and valve.
Well, I'd have to check on that technically, but generally I agree. Once he chargedback it does rather throw their chances away. Nobody is likely to play ball after that.
But I do the other point about troubleshooting (or lack thereof) would be a MAJOR sticking point, assuming things were not this far down the road.