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Or are you claiming that you used a gift card? Properly, that is a Steam Wallet Card and it's redeemed in a different place than purchasing Wallet funds. If you used a Wallet code, you would not have triggered the card authorization since they are different systems. Far more commonly, you got a prepaid credit card, which some people refer to as a gift card. Whether it's prepaid or not is irrelevant for the check.
For the different pages:
1) Add funds using credit card
2) Add funds using a Steam Wallet code
Those are only authorization taps. The funds never leave your credit account and will be released back to you in a few days as if nothing ever happened.
And you probably entered the wrong amounts which is why you have to wait the 3 days.