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Nothing extra.
Unless you mean you get insurance money while trying to do crucifix challenge and the item is used up without getting credit for it.
were you also trying to get the 'starting gear only' challenge?
you mentioned 'with only starting gear', and that's a challenge today that i was trying to get when i had the same insurance glitch. i think something's screwey where it gives you insurance instead of challenge credit, but i'll try it out with some extra items to confirm.
It probably has nothing to do with it and was likely just a coincidence. It happened to me last night before that challenge was available.
I was solo as well, starting equipment only, but it was still yesterday's challenges.
:D
yeah, can confirm it's happening every time regardless of challenge. now to see if it's a solo thing!
it's solo missions. did an amateur and an intermediate with a friend and no insurance