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Bliss: Rat thieves and their ilk can and will do this. It is their entire reason for being:
http://borderlands.wikia.com/wiki/Rat_Thief
They will swipe at you, causing you to drop cash. If you lose track of them or they kill you, you can indeed lose (forever) any money you've dropped or any gear that they've picked up.
They are simply one of the game's many and varied ways of providing challenge.
Title song needs more work, but you're welcome anyway.
Just because explanation already delivered.
or maybe "Teenage Mutant Rat Bandits"...
ok ok , i'm leavin'..