Loan system

[Velvet Thunder]

can someone explain how the loaning system works?? some how you can just take but never pay back?

[Cofresi]

You go to the bank and click on the tab loan in there you can then move the slider to what ever amount you need. For me it has only shown a max of $5,000 to take out or $6,000. You then have the option to move another slider that will determine the number of payment (installments) it will deduct from you. This installments are deducted from your account everyday. The more installment you have, the more interest you pay at the end.

Note. the bank doesn't allow you to pay a loan early. Example if you took out a 4,000 load and suddenly the next day you find a good size nugget you cant simply pay the load off. You are pretty much stuck without the ability to take out another load until you pay the full length of installments.

I'm not sure if load amount increase if you pay the first load off.

As far as your account goes. I have seen screenshots of people with negative account numbers like -$310 dollar. Maybe this was an indicator the bank account had no money to pay the daily load payments but still took it out and you have a negative account.

As of right now. I don't see anything related to been able to rent a piece of claim you own sell back a claim you no longer want.

Hope this helps!

[Velvet Thunder]

ahh see everyday i dont see my monney go down thats why i am asking

[peaceman]

Loans are not loaded. So if you quit the game and load your save your old loans are all gone but you keep the money :D I wonder if they even know...seems easy to fix

[KomiNeko]

@peaceman
Thanks for the heads up on this. I was certainly wondering what was up.. kind of unfortunate really, I mean, game all around is pretty broken but at least I was trying to play against these mechanics (not using the scripted nuggets, just the gold I dig and the loans) but wasn't seeing the money go down overnight

[Alv Pommern]

Originally posted by Wanted514:

Originally posted by Komi:

@peaceman
Thanks for the heads up on this. I was certainly wondering what was up.. kind of unfortunate really, I mean, game all around is pretty broken but at least I was trying to play against these mechanics (not using the scripted nuggets, just the gold I dig and the loans) but wasn't seeing the money go down overnight

I feel the same way and i hate having to make my own rules with these band aid fixes to play a game. Just ruins the whole experience.

Yeah, pretty much broken they are ) So I don't take any more then I can repay in one session (10 days or so).

[Burnz]

Okay, I was wondering why I didn't lose any money every day. Guys, take this game as an Early Access Title, it's what they should have done to be honest. People would complain either way though. :)

[Velvet Thunder]

ya but they were rushed by discovery to get game out on same day as the new seson of gold rush so ya

[Sanginius]

Originally posted by Tylergo20:

ya but they were rushed by discovery to get game out on same day as the new seson of gold rush so ya

Thats explains a lot. Anywhere I can read up on that?

[Velvet Thunder]

i think it was in one of the thiggies
that they tell out about stuff. and it came out on same day as show anyways

[dogwalker1]

I hope some lessons get learned from this, as contract or not I don't think this premature release benefitted anyone in the long run. People will in part attribute the state of the game at release to Discovery/Gold Rush, which can't be good publicity for them, and the 'mixed' reviews on Steam (fair or not) will certainly affect sales, which will hurt the devs and publisher. And of course at the end of it all are some frustrated consumers.