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Getting killed and restarting with the default sidewinder is also an option.
Or just throw your computer in the trash and buy a new one. Wait, I thought of even better option. Move countries, get a new identity and start over.
Well if you're short on cash to pay a 1300 CR fine, restarting from scratch is an option, wether you like it or not.
If someone has 20 minutes progress in the game, what's the harm in restarting and doing things slightly differently second time around?
I'd struggle on with the original account myself, trying to dig myself out of a hole, but it's an option.
On the other hand: 1.300 CR? Take the Cobra, deliver a few messages and pay the fine. And maybe do some more delivery work and get yourself a docking computer ;)
I'd try the anonymous docking if you haven't already. Dunno what happens to ships you've purchased using Arx if they're destroyed and you can't afford the rebuy, anyone know? I'd have hoped they're not just lost from your account as that's technically real money that's been spent on it.
You should check your rebuy cost in the right-hand panel of the ship, first tab, bottom left. If it is within your budget, self destructing and rebuying for free could be a ticket out of this pinch.
I'm thinking that unless and until you sell a ship, it is yours. Even if currently splattered into a million pieces.
I recently self-destructed and had the choice of selling other parked ships, having one of them delivered, or paying the insurance/rebuy price on the destroyed ship.
If i had chosen one of the parked ships, i don't think the destroyed one would have dissapeared. It had some 6 million credits worth of gear on it and i don't see the point of being asked to NOT pay the 300k insurance to get it back.
I'm not even sure it's possible to sell ARX bought ships, or relinquish ownership in some way.
The fine is incurred with a specific faction, but at any other faction's facilities, it is business as usual.
If you can get fueled up somewhere, you can go back to doing missions until you get enough money to pay off the fine.
ARX ships have rebuy cost of zero unless you have added other modules to them in which case, your rebuy is based on the cost of the modules added.
That's because they just edited their post in the last 11 hours to add more info.
Exit to main menu, click Help, click Stuck Recovery.
It will put you back in your ship.