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My wife and I had in the past gifted things to each other through the Gaijin webstore
I'd recommend waiting ~two months however as the anniversary sale will drop in November.
So that's a big rip since i want to gift dora pack to my friend using gjn coins since i just sold my 279 for like 1000 gaijn coins... SAD.
Right now, if you purchase a vehicle with a stolen credit card. They would remove the vehicle, and ban your account.
GJN comes from a market where another player is effected. Also, if you could buy gifts for other accounts with GJN, there's more incentive for people to gain access to other people's accounts. As it stands currently, if someone were to get access to your account, they could only buy/spend things on your account, not use your funds to buy things on their own from yours.
It sucks, but there's some logic to it