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Most common causes of payment failure are mismatched details, your payment provider blocking the transaction for whatever reason or you're using an invalid method of payment.
I know that a lot of online retailers have problems with "pre-loaded" credit cards.
If you are certain your details are being entered correctly you'll need to contact your payment provider to find out why the transaction is failing.
CA doesn't have anything to do with game purchases.
It's Valve you want to talk to.
Also this.
Can believe this needs to be explained.
If that doesn't work, contact valve support or your bank.