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you can use money to buy cards from the shop. cards bought are used at the start of the next turn
debt drains your money, when you run out it drains your HP and gives opponent meter
small chance for black flash (black friday) when hitting with a melee, can be increased with cards
transaction - buy your other gambling moves (idrk tbh)
invest - withdraw/put money in your savings, savings increase exponentially
binding loan - take out a loan for money or health. can be used to gain pretty much infinite health/money if you can manage taking out another loan every few turns.
coin flip - wager money or HP on a coinflip. high risk/reward
DRC - random event, positive or negative. teleport behind opponent, burst, lose all money, lose a bunch of HP, etc. honestly dont know what happened half the time
lottery - wager money or HP on a 1/10 lottery. only a 3x(?) return though
tldr 99.9% of swindlers stop putting everything on the coin flip right before they get 3k hp
so you take a loan
take a loan
take a loan
take a loan
FREEEDOM!!!
and you have 5 million credits
The random diceroll mechanic is interesting but 80% of the time I cannot tell if there was any effect, a system to better understand the outcome, maybe a text pop-up, would be appreciated, as Hakari is known to force feed game rule information inside his domain.
I love this modpack for the high effort put in, but Swindler seems to be the most unfinished character atm, though I say that having yet to touch Mahoraga. I'm such a fake fan I know.
Coinflip seems to work as it should, though if you get interrupted during the animation, you can lose double what you bet and go into debt. Would not use this even to clutch given the no shop issue.
There is seemingly no reason to spend any actions on building credit, as despite my efforts as both P1 and P2 I cannot access the ever elusive shop mechanic to cash in on credits. The only thing I can spend credits on is instant cancels, I'm unsure if one of the QoL mods I run would somehow limit the characters kit, such as the one I use to see Sad values.
unrelated: it takes about 60 of the "random ♥♥♥♥♥♥♥♥" card to crash the game (its so peak)
haven't tested, it's just that the name sounds like it is for that ¯\_(ツ)_/¯
now i main the better hakari