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It says 'more than 1 amount in loans', so if you're playing in dollars it can be taken to mean 'more than $1 in loans'. i.e. you lost if you take out a loan.
I've added the win and lose conditions to the description above, where I can use clearer language.
Fun otherwise, once you get past the initial deficit issue.
https://steamcommunity.com/sharedfiles/filedetails/?id=2799936994