Store Page
Crusader Kings III
All Discussions Screenshots Artwork Broadcasts Videos Workshop News Guides Reviews

Crusader Kings III

Store Page
Crusader Kings III >  Workshop > cbas's Workshop
Not enough ratings
Usury (Borrow Money)
Description Discussions0 Comments23 Change Notes
2
   
Award
Favorite
Favorited
Unfavorite
Character Interactions, Culture, Decisions, Events, Gameplay, Historical
File Size
Posted
Updated
462.568 KB
Oct 3, 2020 @ 8:46am
Mar 19, 2022 @ 3:39am
12 Change Notes ( view )
Created by
cbas
Offline
See all 22 collections created by cbas and other people (some may be hidden)
2,603 Unique Visitors
188 Current Subscribers
57 Current Favorites

Subscribe to download
Usury (Borrow Money)

In 1 collection by cbas
Crusader Kings III Base Mods
31 items
Description
Adds a decision to visit your local market and negotiate a loan from dubious merchants.

What this mod does
Only Islamic and Catholic adult rulers may use this interaction;
You can get a loan of 180, 300, 500 and sometimes 900 gold, but you wont like it much.
This meeting is secret, no one from your court will know, neither your family will inherit the contract.
After your debt is cleared, you will be able to ask for a load again.
important:
Decision only available if you have atleast 8 intrigue;
Visiting the market has a cooldown of 4 months;
All loans give you a modifier that slows your piety and renown generation.
All loans have to be payed with interest (200, 350, 550 and 1000 respectively).
AI wont use the decision ATM

Patch Notes
v1.3.2
-fixed some minor issues
-Reworked modifiers & loan values

Notes
To do
- Add chance to employ the merchant.
- Add more loan tranches depending on the merchant.
- Let the AI use the event when I turn this mechanic into a secret.
-Eventually merge this mod with Currency Exchange

Credits
-All the other 'borrow money' mods out there.
I found a lot of issues using the other mods so I made this for me and my friends.
-For all the guys that have given input on the comments ;)

Compatible with everything.

My mods
Witch Hut
Currency Exchange
23 Comments
< >
Scrunt Nov 14, 2021 @ 1:04am 
Ok now let me expel the Jewry
Midnight May 26, 2021 @ 1:25am 
can you expell the money lenders after taking a loan ?
Excuse me Sir? May 24, 2021 @ 5:33am 
Dont work for 1.3.1
Juke™ Feb 20, 2021 @ 6:47am 
Id like for heavily indebted characters who dont pay back their rents after 10 years to sell their valuables/ throne room ornaments, giving you a prestige hit and loosing you dynasty prestige
Juke™ Feb 20, 2021 @ 6:46am 
finally I can literally sell my kingdom for more feasts
cbas  [author] Jan 14, 2021 @ 8:00am 
@cardolam Hey mate! sorry for the late reply. actually you will inherit the gold but not the 'contract' (debuff). thanks for the prestige rank idea, I might change it later

gg
Cardolam Dec 6, 2020 @ 5:14am 
@cbas

The mod is very interesting but the fact that the sum is not inherited upon death lends itself to all sorts of abuse. Please, let the heir continue to have the loan.
Another thing that might be considered is to tie the amount of gold offered to the Prestige of the character. After all, not everyone should be lent 2000 gold independently of their prestige.

Other than that, very interesting mod!
surprisinator Nov 30, 2020 @ 3:20pm 
Make it also possible for the player to give loans (with interest) to other people, and if they can't pay back, get a hook or claim on them. I think that was also theme of some mod in CK2.
alegdansk Oct 31, 2020 @ 2:44pm 
Thanx for the explanation.
Your Mod could be very useful and you had a very good idea to put it in the game.
I like only mods with realistic mechanics.
For sure you have created this Mod without the purpose to do a cheat-mod,
but the absence of the obligation to pay back the money and no debuff-inheriting for the heir,
don't sound realistic.
I mean, no moneylender would avoid persecuting me if I didn't give him back his money.
For sure he would beat me or kill a member of my family for example.
I don't know if it's possible to put it in your Mod, but you should think of something like a "loan deadline" within which to give back the money (or at least part of the money), and serious consequences for the borrower and his family in case of non-repayment of the loan (...also for his heir).
You know...this is how it works in reality.
cbas  [author] Oct 30, 2020 @ 1:36pm 
@alegdansk this means you can get a 2k loan before you die. you heir will inherit your money but not the debuff