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crusades give the highest contributor ~7-20k gold
great work features with private conversation can be used to make your spouse a lover (double fertility and no cheating)
the royal palace gives way more retinue cap than it seems
female rulers can create the antichrist as an heir very easily as leader of the satanists
you can nominate glitterhoof for a bishopric
children use their guardian's diplomacy
diligent improves all education results (not just stewardship)
every education trait can be upgraded by their respective focuses, except learning
also, there is a mistake. only germanic pagans have access to coastal county conquest, the rest have just bordering county conquest.
this is a very good guide, though i think it is not geared at all towards world-conquest type expansion. stewardship and martial are not very useful at that size as demesne is insignificant.
If you are a fan of setting republics up, they are also a good source of income - so you will want a good taxing % for them, too. Republics are not as viable IMO, because of the huge opinion malus you get from being from a different government type (if you are feudal). In the game you will want to squeeze as much from a province as you can, and then accumulate every % to increase that amount, either from wonders, trading posts or buildings. Taxation will be required to increase the base amount of money (afaik but haven't touched the game in a while so I can't remember properly this part, still, I always did wonders like harbours to farm cash on provinces with trading posts).
You are right in many aspects but you roundly wrong about the taxes. Early on, and only very Early on, you are correct - to a certain extent. But you definetely want taxes high for church and city holdings SPECIALLY if you are catholic or close to the pope somehow. If you are catholic - and you turn the pope your vassal (sometimes I turned catholic MERELY to place an anti pope, press his claims and get the pope as a vassal), you will SWIM in cash easily by taxing the church (and the pope), if the catholic church dominates many provinces in the world. This is also true for many other religions that share the same "taxation" system as the catholic religion.
The pope in many cases is making +100, taxing him just a bit will net you a lot of money. Same can be true for powerful bishops and other religious vassals, but these barely hold territory themselves, so won't produce much money.
You make them by giving a coastal Count-tier city vassal a Duchy. You CANNOT just go straight from baron-level city vassal to Merchant Republic Doge. You have to give a mayor a County first.