How are people living without a job?
?
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Beiträge 3145 von 56
:-)

I think I'll stop posting now as I realise I have taken the thread off course somewhat by accident. Good to speak :-) Just a passion I embrace in the UK.

G'night.
Zuletzt bearbeitet von Frankie; 26. Mai 2024 um 16:42
Ursprünglich geschrieben von Frankie:

And some have more and some have it thrust upon them and some are born into it etc etc etc there are no one no one-stop reasoning for the fate of humans. Perhaps be thankful you were't born int absolute poverty instead of calling others and saying they are to solely to blame.

Hmm, I think the problem is, that there are still people that seem to have the capacity to get out of that situation, they arent as sick as others, but that s my interpretation by seeing them talking.

https://www.youtube.com/watch?v=Kqyr-9GOwvk
That YouTube vid is in Mexican :-)
Please consider watching the whole thing (1 hour 35 minutes) as it reveals what the real problem is(at least in Vegas).
https://www.youtube.com/watch?v=bRGrKJofDaw
This already got pulled from youtube once by FOX(different company than the popular one) but then it was restored because of the outcry.

Mainly, these people if they are inclinded to work are VERY inclined to work and say they only need to get their paperwork from the government but they just aren't giving it.
Not everyone is unmotivated just because they don't have a home.
Zuletzt bearbeitet von DarkCrystalMethod; 26. Mai 2024 um 16:52
Ursprünglich geschrieben von DarkCrystalMethod:
Please consider watching the whole thing (1 hour 35 minutes) as it reveals what the real problem is(at least in Vegas).
https://www.youtube.com/watch?v=bRGrKJofDaw
This already got pulled from youtube once by FOX(different company than the popular one) but then it was restored because of the outcry.

Mainly, these people if they are inclinded to work are VERY inclined to work and say they only need to get their paperwork from the government but they just aren't giving it.
Not everyone is unmotivated just because they don't have a home.

I have bookmarked your link. Thanks :steamthumbsup:

Have seen many vids on this in my time.

There is a part of Ewan McGregor's and Charlie Boorman's 'Long Way Round' series where this is exposed too.

May have been in 'Long Way Down' the second adventure
Zuletzt bearbeitet von Frankie; 26. Mai 2024 um 17:00
Go to jail, you get 3 hots and a cot.
Ursprünglich geschrieben von Arkham99:
Ursprünglich geschrieben von Lone Wolf Sigmalord:
You'd also be surprised how much money you can make by selling cheese under the table.
you reminded me of an old run down pub in East Vancouver... they sold the cheapest pints in town... periodically throughout your stay numerous individuals would make their rounds and peddle their wares... the vast majority of them sold two things... Cheese and Socks...:-)

Imagine socks made out of cheese... I'm copyrighting that as we speak. Something tells me I'm not gonna need a job for much longer!
Ursprünglich geschrieben von Xero_Daxter:
Ursprünglich geschrieben von OoOoOoooOOoOoorgle:
Lying, cheating, and stealing. And getting punished for it, because they're poor, rather than getting away with it like the rich.
My family started out poor and we never resorted to those things. Everyone assume that Asians come from wealth. That's just a stereotype. We left because of persecution and war.
same except they escaped communism and learned english from tv in sanfrancisco and became middle class, america is good like that anyone can achieve if they set their mind to it
Wow are many people negative negative negative!

That may have something to do with why many here are broker than broke.

It's the attitude.
Poyzo 26. Mai 2024 um 17:09 
They won the lotto and now reside inside their mansion playing Elden Ring with their recently purchased 4090 card.
To be honest I am not really sure how I always worked for the most part. But I was lucky to have family help me and I can understand people be down and out of luck.

Landlords charge way to much money for anyone with even full time jobs to afford a place, Unless you work 2 jobs. And this coming from someone who is a landlord himself.

Jobs do not pay respectable amounts of money for the work done 90% of the time, and that can lead people to being depressed and not wanting to work, and going down a spiral of failure.

You can work what would be called a honest job and you will be called a loser because you are not famous, not making over six figures a year, or are not the most attractive person around leading to people not wanting to work even more.

Thing is when society puts people down then they do not want to be part of society, leading to people not working at jobs because at the end of the day is it really worth working for a society that does not want you?
if you live in a nation like mine (netherlands) and have our nationality..

and you are 21 or older, but under 67 years old

you are entitled to general welfare

**these are 70% of our minimumwage based on 40 hours a week.
our minimumwage is about 2000 euro per month if you work 40 hours a week.
-so our welfare is about 1400 euro a month.
**that is BEFORE income tax.. so you get to recieve closer to 1300 euro a month in welfare.

**if you work but earn below this amount, your get benefits topping you off to this amount.
**likewise if you recieved welfare but worked some that month.. you got to pay anything you got over that 1400 euro a month.

(so unless you earn more than 1400 euro a month... it is essentially pointless to work)

on top of that there is social housing, guaranteeing you won't have a rent thats over 750 euro a month.
and collective mandatory healthcare, while it does cost you about 180 euro a month.. essentially all your healthcare costs are covered.

than there are subsidies, some are local based on your city.. but the national ones are :
(people who are not on welfare but have incomes upto 130% of minimumwage still get these subsidy's)
-rent subsidy : about 1/3d of what you pay in rent (provided you are not paying more than the allowed 750 euro a month) euro you will get on top of your welfare (people who are not on welfare but have incomes upto 130% of minimumwage still get this subsidy)
-health subsidy about 2/3d of what you pay in healthcare fees you recieve.
-child support for upto 2 children you recieve 300 (if under 6yo) or 400 (if between 6 and 17yo) euro child support.

-special situations :
if you share a household with another person.. thats 18 or older.. than to recieve welfare your collective income may not be higher than minimumwage.
**
so if 2 adults live together neither are wortking togethere they recieve 100% of 1 minimumwage or 2000 before taxes (about 1800 after taxes)
if MORE than 3 adults are living together.. you aint getting more than that.

ANY income of the household including minors is deducted of welfare.. so your child getting a job delivering newspapers.. what they earn will 100% be deducted from their parents welfare.
if your partner is earning an income.. thats more than minimumwage.. you aint getting anything for sitting at home.

you can NOT recieve any welfare or subsidy if you own a home or any property like a car
you need to sell those and live of them until your savings are below 2000 euro.. before recieving welfare.

so the most a single person 21+ will recieve is :
1300 euro welfare (after taxes)
250 euro rent subsidy
120 euro health subsidy
=====
1670 euro per month
-750 rent
-180 mandatory health insurance
=
740 euro..

usually a person will also have the following fixed expenses each month
-200 euro utilities (energy is expensive in the netherlands)
-80 euro a month garbadge & city taxes
-5 euro bank accound costs (mandatory to have a debet account and those aint free)
-30 euro, internet & tv subscription
-10 euro phone subscription for unlimited calls without extra charge

leaving them with about 420 euro a month for their usual expenses
**groceries.. (expent to spend about 300 euro a month on your basis essentials)
**clothing
**household appliances and furnityre (our houses are rented out BARE.. meaning even renting you are expected to install EVERYTHING yourself even paint/wallpaper, flooring, and curtains, and certainly any furniture or appliances... this is a MASSIVE expense for a person on welfare.. and if any of it breaks like your washing machine.. thats an instant 500-1000 euro expense... which they cannot afford.. and they legally aint allowed to keep savings... so usually they need to buy those on pay in terms.. lowering what they actually have to spend.
->
welfare is enough to survive off not enough to truelly live.. as you won't be able to own a car, or even go out dining on such a meager amount of money.

for a multiple person household, lets say the maximum of 2 adults with 2 kids under 18...
the maximum amount of welfare they recieve is :
1800 euro in welfare
250 euro rent subsidy
240 euro healthcare subsidy
800 euro child support
==============
3090 euro per month.
-750 rent
-360 mandatory health insurance (children under 18 are insured for free with their parents but both parents need to pay)
=
1980 euro

we now deduct the usual expenses :
-400 euro utilities (4 people will use more water and energy than 1 person but the house needs only healthing once)
-20 euro bank accound costs (we now need 4)
-50 euro, faster internet & tv subscription (more dataspeed is needed for the children.. to do their homework)
-40 euro phone subscription for unlimited calls without extra charge (each person needs a phone)
-800 euro groceries (that many people will consume more)
-160 euro city taxes (most cities either charge 1 or multiple peroson household feee.. so person 3 etc are not taxed as well)

leaves 510 euro.. after the basics
but children will need toys, computers, schoolbooks, and clothes much more often.. and schooltrips aint free

and all this is without factoring in a death insurance.. most will also have (insurance that coveres the cost of a burial or cremetion)
and the heavy cost of transportation.. again with children they likely will have to commute to school, as legally you cannot own a car on welfare that means you need to buy them a public transport subsctiption, that easely can set you down anothert 150-200 euro per month per child. schoolbooks easely are 500-2000 euro per child per year.
so... yeah... in my nation you CAN live of welfare... but you won't have any money left to do anything funny, even a simple date is to costly.. as well thats at least 50 euro to get there you don't have.. and thats even IF you have something decent to wear.. and the expense for a barber??? thats 30 euro you could spend on food!!

but with an internet & tv subsription rather affordable... and a pc a mightly high expense.. but even 10yo pc's can run some games.. and you can get one of them for like 50 euro or even free if you play the I'm so sad and poor.. card with somebody buying a new one anyway..

so sitting online all day.. or watching tv all day to keep the mind occupied.. is essentially how those on welfare cope..

unless they have kids.. than all they do all day is being lived to give their children the best they can with their meager means.. bringing them to school on bike.. needing to go bike another hour to get groceries and cllothes at the absolute cheapest.. cooking from scatch.. oh they are home again etc..
It's hard to escape that "welfare trap" once one is in it.

as stated.. welfare is 70% of minimumwage... anything you earn below that point gets cut..
so you need to work MORE than 28 hours a week to even be allowed to KEEP anything more than you recieve now.
***
that means you cannot apply for any parrtime jobs.. and fulltime jobs are much rarer to find.

but thats not all of your worry :
welfare you recieve at the START of a month so at say 28 may you recieve your welfare for june..
but wage you recieve AFTER a month.
***
so if you recieved your welfare for june.. than worked june..
you will recieve wage at the end of june.. but than you be demanded to pay back the welfare for june you already recieved.. leaving you little to nothing to survive juli with.
***
if you than loose that job again. say your last month of work was in august.. you get your last wage at the end of that month.. meaning you WONT get welfare for september.. but will get your welfare for oktober.. at the end of that month.

so each time you take a job than drop out again costs you a full month of income.. that makes it a VERY steep gamble to accept a hob.

and thats not all : working COSTS money.. you need at least spend money on traveling there and most likely need to purchase clothing suited for that job yourself.....
money you ain't got until AFTER you recieve wages.
and if your compagny reinburses those travel expenses.. thats income that will be deducted from your welfare.

and thats just the interaction with welfare.. remind those subsidies?
there are many small tax exempts.. and subsidies that are fixed at wellfare, minimumwage or somewhere between...
if your income is 1 cent over those allowed amounts you lose the whole subsidy.. so that 1 euro extra income that month can mean you need to pay back 800 in subsidy..

this means that essentially you are only effectively really profiting if you are earning about 120% of minimumwage at least... each month... but getting there will take time.. and as a welfare person it's just to large a risk..

and thats all theoretical anyway.. :
for well -> bosses don't like a gap of over a year non working.. so you aint likely to get an inventation to an intervieuw
-> if you DO get an intervieuw.. you aint got any nice clothing or nice harcut.. and you likely don't look too healthy as you cannot afford the good food.. so your much less likely to get that job despite the cost to you.

so basicly you must on welfare gamble.. and take a part time job on a temp contract.. as nobody will hire you full time on a permanent contract from where you come..
= that means you will get about 200 euro less income than if you stay on welfare due loosing subsidies..
=that also means you will get about 1 month of debt due a full month without income
=all in the HOPE that compagny won't screw you over and give a you more hours and a permanent contract later on...

you likely spend a year or 2 paying off all the debt that process gets you.. before ever getting in the green...


and as a welfare person with only about 50 euro of free spending space per month.. the risk to end with thousands in debt and still no job is often just to great.. so they don't even attempt.

they ain't lazy.. there just should be a more fair method.
if a person on welfare works parttime.. even if just 8 hours.. they should have MORE than a person who works nothing.. instead of deducting the full 100% of what they earn on top of welfare it should be only halve....
and those subsidies should not have fixed "if you earn more than x you aint getting them"
instead have "for ever 1 euro over x you get 10 cent less subsidy"
Zuletzt bearbeitet von Dutchgamer1982; 26. Mai 2024 um 17:44
Ursprünglich geschrieben von M a t t m o o:
Ursprünglich geschrieben von Apollo702:
Wow are many people negative negative negative!

That may have something to do with why many here are broker than broke.

It's the attitude.
That's one problem... a lot of people negative as workers/@work while on the other hand

...A lot of customers and such are negative, well duh

Just saying the point here is that if just a few weren't like that, it's better for everyone
Now let's see if that ever-does-happen, one day!

Hope so =)


Yes, it cuts many ways. That is all true.

One of the things that you have going for you is your attitude. It will help carry you far.
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Geschrieben am: 26. Mai 2024 um 15:25
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