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No physical store would accept a PC game that has been opened because the game code could have been used and locked down to an account rendering the game useless if it has been used, something which cannot be verified unless you try to activate the code.
Steam hasn't got away with anything, if anyone is trying to get away with anything it is people wanting more free game time before refunding a game.
Refund systems aren't a try before you buy option. They are in place for returning products that are completely broken, in which 2 hours is more than enough time. Heck you don't even need to buy the product - a little research beforehand will tell you all you need to know about the state of the game.
Sony, SEGA, EA, Activision Blizzard, and Ubisoft don't ever offer such policy, unless said product is extremely broken and unplayable, one good example was Cyberpunk 2077.
Research the game prior to purchasing so you have a proper "feel" of the game, others have managed to do this fine for some decades. You do also have to remember that the refund system is for the games fail to run properly on your computer, not to get a "feel" of the game. You did however provide a simply solution for yourself, purchase the physical copies of the game, this way when you are doing your many refunds you will be required to do some traveling to do so.
I can and have refunded games with less than 30 minutes in them. For longer games with character generation quickly spam through it all to get to actually playing. If you pass 2 hours and intended to keep it you can always start a new save an take you time.
I've also completed games in less than 2 hours.
No matter what limit is put in the policy some will always want more, then more, then more.
You have 2 hours, use it wisely, and refund within that period.
As for whether it runs properly on your PC thats what requirements, third party reviews sites, youtube and the discussion boards are for. Use them BEFORE you buy
What they're not going to do is extend the refund window, as they don't want Steam to be used as a free rental service.
There are is an ocean of resources available on YT/steam/game forums/reddit/blogs etc to research a game before you buy it.
Nowhere else?
Refund policies - Take your pick.
Note: (***) same refund policy.
1) Steam - Within two weeks of purchase and with less than two hours of playtime. (***)
2) Epic - Games and products are eligible for refund within 14 days of purchase. However, you must have less than 2 hours of runtime on record. (***)
3) Ubisoft (UPDATED) - You can request a refund for a digital PC game within 14 days of your purchase, as long as the game has not been played for more than two hours. (***)
Previously it was: (You can request a refund for a digital order within 14 days of your purchase, as long as the content has not been launched).
4) EA Play - Whichever comes first.
a) Within 24 hours after you first launch the game.
b) Within 14 days from the day you bought it, if you have not launched the game.
c) Within 14 days from the release date if you pre-ordered the game, if you haven't launched it yet.
5) Blizzard - The game is newly purchased within the last 3 days. You haven't started the game; if the game has been played at all it won't qualify for a refund.
6) GOG - starting now, you can get a full refund up to 30 days after purchasing a product, even if you downloaded, launched, and played it. That's it. (Open to abuse and they monitor for abuse and reserve the right to refuse a refund as do all PC stores).
GOG - https://ibb.co/ZzXPMwv