Remove the restriction of "minimum fund level" in Steam Wallet

[aks2161989]

Right now if you want to add funds to your Steam Wallet, you need to add a minimum amount. You CANNOT add funds less than this amount.

This policy serves no purpose as you need to pay the current price of a game whether you buy it from Steam wallet or some other payment method. Putting a minimum limit on Steam wallet funds is just putting more restrictions on customers.

Change this policy so we can put any amount in our wallet as we wish.

[rawWwRrr]

They have to set a limit to balance the cost of the transaction versus the amount being funded. Valve has to pay transaction fees to payment services for each and every transaction. If they set it too low, or remove it altogether, they will lose money on every tiny transaction.

[Supafly]

Just pay by whatever source you were going to use to add funds to wallet. If you already have wallet funds that'll get use first and then you pay the balance using another source.
Buy a game that is £5
You have 2.50 wallet so that means you'd pay 2.50 by the same method you'd use to top up your wallet.

[Phoenix]

Originally posted by Supafly:

Just pay by whatever source you were going to use to add funds to wallet. If you already have wallet funds that'll get use first and then you pay the balance using another source.
Buy a game that is £5
You have 2.50 wallet so that means you'd pay 2.50 by the same method you'd use to top up your wallet.

This.

[cinedine]

Originally posted by Supafly:

Just pay by whatever source you were going to use to add funds to wallet. If you already have wallet funds that'll get use first and then you pay the balance using another source.
Buy a game that is £5
You have 2.50 wallet so that means you'd pay 2.50 by the same method you'd use to top up your wallet.

How is that helping if I want to buy something from the community market - which is only doable with wallet funds - and I am missing 0.23 cents?

[Supafly]

Originally posted by cinedine:

Originally posted by Supafly:

Just pay by whatever source you were going to use to add funds to wallet. If you already have wallet funds that'll get use first and then you pay the balance using another source.
Buy a game that is £5
You have 2.50 wallet so that means you'd pay 2.50 by the same method you'd use to top up your wallet.

How is that helping if I want to buy something from the community market - which is only doable with wallet funds - and I am missing 0.23 cents?

OP didn't specify market and/or the store. I approached it based on Store. They've had an hour to clarify at which point I may be inclined to revise my comment. Until that time I'll stick with my comment.

Do like the pick at a comment whilst NOT addressing the topic. Just picking

[Brian9824]

Originally posted by Supafly:

Originally posted by cinedine:

How is that helping if I want to buy something from the community market - which is only doable with wallet funds - and I am missing 0.23 cents?

OP didn't specify market and/or the store. I approached it based on Store. They've had an hour to clarify at which point I may be inclined to revise my comment. Until that time I'll stick with my comment.

Do like the pick at a comment whilst NOT addressing the topic. Just picking

OP said

Originally posted by aks2161989:

This policy serves no purpose as you need to pay the current price of a game whether you buy it from Steam wallet or some other payment method.

Last time I checked you can't buy games from the community market right? So it would HAVE to be the store, and its already been explained why there is that limit.

[Supafly]

@Brian9824 Thanks. Seemed to have slipped my mind that I had in fact read it when I responded to that comment. Really need to double check things but I make enough mistakes so I just assume it's me making a mistake

[http://hueban.com]

дуорыс дурыс

[Brian9824]

Originally posted by Supafly:

@Brian9824 Thanks. Seemed to have slipped my mind that I had in fact read it when I responded to that comment. Really need to double check things but I make enough mistakes so I just assume it's me making a mistake

NP, really hate when people argue for the sake or arguing even when its clearly not even related to the question the OP had.

[Washell]

Originally posted by Supafly:

Do like the pick at a comment whilst NOT addressing the topic. Just picking

I like that people keep answering the question when the first reply already provided a full and complete answer and it could have just dropped dead there. ;)

[Supafly]

Originally posted by Washell:

Originally posted by Supafly:

Do like the pick at a comment whilst NOT addressing the topic. Just picking

I like that people keep answering the question when the first reply already provided a full and complete answer and it could have just dropped dead there. ;)

And whats the harm in reinforcing an answer? Wouldn't be the first time someone else makes a comments that contradicts the first.

Also have some OP's that ask things like Really, Are you sure? I've seen that asked after a page of comments all saying the same thing, different wording, but essentially the same thing.

Least it's adding to the thread and not just picking to pick

[cinedine]

Originally posted by Supafly:

Do like the pick at a comment whilst NOT addressing the topic. Just picking

Yours isn't a universal solution. This topic gets asked every so often and most people are doing so with the intent of buying stuff from the market.

And you are still not topping up your wallet but buying something. If you want to deposit less then the minimum to safe up, it's not possible.
If you are coming from a country with a wrecked economy that five dollar minimum is quite a lot of money, even more so if you are student.

There are reasons people are asking for this. And for some it's not as easy to "just buy the game and pay the difference". If it is about buying a game in the first place.

[Supafly]

Originally posted by cinedine:

Originally posted by Supafly:

Do like the pick at a comment whilst NOT addressing the topic. Just picking

Yours isn't a universal solution. This topic gets asked every so often and most people are doing so with the intent of buying stuff from the market.

And you are still not topping up your wallet but buying something. If you want to deposit less then the minimum to safe up, it's not possible.
If you are coming from a country with a wrecked economy that five dollar minimum is quite a lot of money, even more so if you are student.

There are reasons people are asking for this. And for some it's not as easy to "just buy the game and pay the difference". If it is about buying a game in the first place.

And you're still not adding anything to the topic. All you're doing is picking to pick. Not the first, second, third and likely more than........................... CBA

[cinedine]

Originally posted by Supafly:

And you're still not adding anything to the topic. All you're doing is picking to pick. Not the first, second, third and likely more than........................... CBA

Then let me put it explicitly:

I support this suggestion because havign five dollars minimum when all you need is a few cents is ridiculous and not feasible for some people. The transaction costs for merchants are a low one-digit percentile and usually a few cents per transaction. Five dollars is no longer appropriate, especially when you are recouping some of the costs with the 20-30 % cut on store items or the 5-10 % on market items anyway.

[Washell]

Originally posted by cinedine:

The transaction costs for merchants are a low one-digit percentile and usually a few cents per transaction.

And the processing fees on top of that are a low one-digit percentile + $0.10 per transaction.

You're only looking at the first middleman. There are more.

https://www.businessnewsdaily.com/16583-credit-card-processing-costs-fees-explained.html

Originally posted by cinedine:

havign five dollars minimum when all you need is a few cents is ridiculous and not feasible for some people.

A) Places that sell things tend to have no interest in facilitating those with little to no money.
B) We're talking about digital crap sold on a digital market place. It's pretty much the ultimate in terms of crap people spend money on that they don't need. It's does not need to be level playing field because they'd starve otherwise.

Could Valve go lower than $5? Sure. But other than the transaction fees, it's also a pricing/customer retention strategy that's worth losing a few nickles and dimes from the poor people over.