Steam Insurance :: Suggestions / Ideas

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Iceless Feb 19, 2017 @ 9:09am

Steam Insurance

Pay a fee a month based on the worth of your inventory and if you are scammed, and the scammer gets trade banned, the items lost are duped and continued and given back to the insured person. I also see flaws in this system such as 360£ for something like a pair of strange shoes in tf2. could have a chance to improve upon though!

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Showing 1-10 of 10 comments

Wolf Knight Feb 19, 2017 @ 9:21am

wont do anything. The only way steam would put this in place is if the trade was done PER POLICY. And 99.99999999% of the scams are done by people ignoring and not following the trade policy.

Trade Policy - All items go into 1 trade window.

Since people dont like to follow that policy, how would this be any use to the users?

Steam also stopped replacing inventories for accounts that got hacked. Why would they want to start replacing them for people that got scammed trying to do trades that are outside the trade policy?

just.kamk Feb 19, 2017 @ 9:23am

Love the idea, but it would get abused rather often sooner or later, while lowering item worth - reason why they stopped duping in the first place.

The End Feb 19, 2017 @ 9:25am

Originally posted by Iceless:
Pay a fee a month based on the worth of your inventory and if you are scammed, and the scammer gets trade banned, the items lost are duped and continued and given back to the insured person. I also see flaws in this system such as 360£ for something like a pair of strange shoes in tf2. could have a chance to improve upon though!

What is wrong with common sense and the trading-system already in place, stick to that and you will not get scammed.

An insurance like this would only encourage people to act even more stupid than they already do, why use the brain, when you can have an insurance.

The idea is dumb and I do not see Valve introduce this at any point what so ever.

Last edited by The End; Feb 19, 2017 @ 9:28am

B l u e b e r r y P o p t a r t Feb 19, 2017 @ 10:37am

How about follow the trading rules and use common sense? There is no need for this at all.

just.kamk Feb 19, 2017 @ 10:59am

Well, technically you can still get charge back scammed, or "hacked".

Still, i can't see any decent solution for this, especially considering the other ways.

Start_Running Feb 19, 2017 @ 11:14am

Originally posted by Iceless:
Pay a fee a month based on the worth of your inventory

You do realize your items aren't worth more than $3 a piece right?

The trading system is already safe. You can't be scammed, unless you are a complete idiot.

Washell Feb 19, 2017 @ 11:20am

Valve isn't going to run an insurance program, and thus stimulate behavior, that they're trying to stop in every way possible. It would be like an insurance company offering a policy that covers you for doing twice the speed limit and ignoring road signs.