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Steam are only the vendor - they are beholden to using the CHAPS system. If the provider refuses the handshake, that's what you'll get reported.
After posting having difficulties in this help forum, my steam support ticket got replied too. They were able to fix the issue. It does seem to be a flag/security thing from Steam as the response I got was to the effect of the flag has been removed and won't be flagged in the future.
I did however also call my bank, they had no knowledge of the purchases I was attempting to make.
Once the flag was removed by Support. I was able to make my purchases.
Thank you very much Support team. Appreciate it.
Lady
In that case, thank you, I stand corrected as I wasn't aware of anything like this on there end (although they have made some odd changes recently).
Thank you very much for the heads-up as this will sevre to help others in future.