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https://en.wikipedia.org/wiki/Strong_customer_authentication
They have them at walmart or CVS. Tracphone or consumer cellular are pretty cheap, and they even have smartphones too.
A) Use another payment method that doesn't need phone number if they provided say option, or go to option B),
B) Go buy Steam wallet cards if don't want to get a cheap smart phone.
https://help.steampowered.com/en/faqs/view/5BB2-E986-A733-CF0E
C) Use key retailer sites if they support your payment methods. isthereanydeal.com Unless you're facing same problems needing a phone number, then go back to B).
D) By cheap smart phone, could get cheap pay as you go plan, or look for cheap service that meets your needs.