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Correct. The time limit is to prevent people from abusing the system like they did in the past. You can thank the previous abusers for the reason there is a now a time limit on it. Also people flood the support with frivalous tickets. So they have to go thru all those multiple same tickets that people complain about in support about frivalous things.Never post multiple tickets about the same thing, as this really slows down support for your issue.
Also, since your new, try not to refund many games at once, or they may prevent you from doing it in the future. They may consider it abusing the system.
You are correct that refunding too often can lead to the ability to request refunds being withdrawn.