Charging Steam Wallet Locks Market

[Frankenstein]

As many of you probably know by now, when you add funds to your steam wallet the market access is locked and you are unable to spend your own money. This is never mentioned when you're adding the funds, only after, and is no reason is given for it.
What right or reason does steam have to basically hold our money hostage without even a simple warning? I have no interest in this "feature", where is the option to opt out?

[rosspest]

It happens when you change or add a funding source.
It's crap for sure. I'd like to add my Visa as a funding source, but it would probably tie up my account for a week.
Steam blames your bank, your banks blames Steam.
Just make sure you have enough in your Steam wallet to get by for a week if you add another funding source.
I have found that you can buy games if you add another funding source, but the money is not available on the community market, to buy trading cards and stuff.
Not all people are honest like you and me, and the wait a week deal is just something you have to live with, because Steam is trying to protect it's members.
Life is not fair, and it was annoying to me, but I got throught it.
You will too.

[Frankenstein]

And what is the excuse for not having a warning before I add funds to my wallet?

[Black Blade]

Originally posted by Canoas:

And what is the excuse for not having a warning before I add funds to my wallet?

well is these the first time you do these? if not you will know all ready.. i do agree they need to have maybe some warning abut it.. but Valve never seem to good with the warnings..

The reason they do it is for other members, that is why you are locked only from the market and trading and not the store.. Valve can take the lose but not the users that sale the items or trade them as well its a bigger mess if something gets messed up there

on the first time you do it you get a 30 days lock in case the card is stolen or something so you need to wait the 30 to see if someone will claim it back
After that you only get 7 days as you are more trusted..

On any case if you added with a credit card maybe see if you can verify it and cut down the waiting time
http://steamcommunity.com/groups/community_market#announcements/detail/1262446774497304587

[Frankenstein]

How can other members lose anything if I just want to sell my items? It'd make sense if I couldn't use those 5€ or 10€ or however much I added, but instead I'm completely locked out of the market. I could have a thousand dollars in my steam account and just by adding 5€ I'd get it locked. I might even just want to sell items I have and adding funds to my steam wallet has absolutely no effect on it, but I'm still locked out.
Why? What reason can you possibly give me for not being able to sell items or use the money I already had on steam just because I added funds to the wallet?

[Hydra_360ci]

It's not because you added funds to your wallet that triggers it. It's that you changed the payment method on your account.

https://support.steampowered.com/kb_article.php?ref=1047-EDFM-2932&l=english

Newly Added Payment Method

Only items and games that are purchased with trusted payment methods can be traded immediately; otherwise there is a 7 day cool down before they can be traded. The Steam Community Market will also be unavailable during the cooldown. Any payment method that has been used on the account more than 7 days ago is considered trusted.

Guess they figure you're less likely to reverse charges if your card has been saved on their system for more than 7 days. And it's likely more of a hassle to deal with market trades than Steam games with CC reverse charges. In that steam just locks your account if you do that.

[Satoru]

Security is not a feature you get to 'opt out' of. Any more than you can 'opt out' of having a password

[Frankenstein]

Originally posted by Satoru:

Security is not a feature you get to 'opt out' of. Any more than you can 'opt out' of having a password

But this is not a security issue, adding a new payment method cannot in any way influence the item I'm selling in the steam market. If I have a card I want to sell how would adding funds to my wallet suddenly make that card unsafe for trade? It wouldn't and it doesn't, the feature does not add security to my account in any way.

[Hydra_360ci]

It benefits you whenever you make a ticket to Steam support....
It relieves the I traded and the game has been revoked by steam because the other guy reversed charges on the game he traded with me....complaints.

Also, the market and trade system are likely tied together via program code.

[Frankenstein]

Originally posted by Hydra_360ci:

Guess they figure you're less likely to reverse charges if your card has been saved on their system for more than 7 days. And it's likely more of a hassle to deal with market trades than Steam games with CC reverse charges. In that steam just locks your account if you do that.

Once again, what does that have to do with me selling items on the market or using the funds I already have?

Here's an example:
I have 1 card I want to sell, 10€ on my steam wallet and I just added 5€ with a new payment method, locking my access to the market for 7 days.
If I want to sell that card then I can't any more, but what exactly makes that unsafe for anyone?
If I want to buy a card that costs 10c then I can't, but I already had 10€ to use. How is using 10€ that I already had on my account, and were deemed "safe", now become "unsafe" because of the 5€ I just added?
It doesn't. This entire feature is complete nonsense. I could understand if they prevented me from using those extra 5€ on the market, but that is not the case, they're locking the money and items I had that have absolutely nothing to do with the new payment method.



Anyway, I just found out that paypal does not lock your market access, so I guess that's how you opt out of this whole ridiculous feature.

[Hydra_360ci]

You really think Valve is gonna code extra lines when they can just use the same code for two functions?

[Frankenstein]

Originally posted by Hydra_360ci:

You really think Valve is gonna code extra lines when they can just use the same code for two functions?

Why wouldn't they? It's piss easy to separate "safe" funds from "unsafe" ones. Hell, I'd code that for free, I've spent more time writing in this thread than it would take to fix the entire problem.

[CHUNK]

Anyone in this thread that is Supporting and Agreeing with Valve's stance on this issue is obviously a mental patient or is working for Valve and taking a cut of this money pit scheme. If my credit card is added and verified I should be able to add as much money as I want to and use it willingly because IT IS MY ♥♥♥♥♥♥♥ MONEY. I pay for DIGITAl service. If something goes wrong in a purchase or someone backs out all the is lost is DIGITAL product. Steam is not losing anything on the deal they still get paid. They have my money locked in their system and have blocked me from using it. In the USA and in most countries that is called THEFT. I want access to MY MONEY. These marketplace blocks are BS and it is just a way for steam to scam more money from people without warning or reprieve. It is BS and I want my money back or I am gonna ahve Valve arrested. The entire ♥♥♥♥♥♥♥ company.

[pudgyfoo]

I have been using the same payment method all along. and it still locks me out. I've noticed the only time it locks me out is when i have to enter the last 3 on the back of my card. in almost 2 years ive used the same form of payment, and still get locked out about once every 5 deposits. fail.

[HLCinSC]

Originally posted by WHAT?!?!:

Anyone in this thread that is Supporting and Agreeing with Valve's stance on this issue is obviously a mental patient or is working for Valve and taking a cut of this money pit scheme. If my credit card is added and verified I should be able to add as much money as I want to and use it willingly because IT IS MY ♥♥♥♥♥♥♥ MONEY. I pay for DIGITAl service. If something goes wrong in a purchase or someone backs out all the is lost is DIGITAL product. Steam is not losing anything on the deal they still get paid. They have my money locked in their system and have blocked me from using it. In the USA and in most countries that is called THEFT. I want access to MY MONEY. These marketplace blocks are BS and it is just a way for steam to scam more money from people without warning or reprieve. It is BS and I want my money back or I am gonna ahve Valve arrested. The entire ♥♥♥♥♥♥♥ company.

It is in no way illegal or theft...

[FFL2and3rocks]

Imagine someone adds money to their Steam wallet with a stolen credit card and then buys some of your items, meaning you how have stolen money in your account even though you did nothing wrong. Once the person's illegal transaction is discovered and reversed, the money and anything you bought with it would be taken from you. Why use the market when you never know if the cool stuff you just bought will disappear in a few days? The wait is long enough for the fraudulent purchase to be undone before it has a chance to infect the market.