jens058 Jan 29, 2024 @ 12:11pm
steam Ideal
Anyone else having issues with IDeal payment on steam, I tried to add some to my wallet but the money is written of but there's nothing in my wallet
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Showing 31-34 of 34 comments
no154370 Feb 2, 2024 @ 8:03pm 
is iDeal Payment Company included in the "list of payment methods" on Steam Platform????

the answer is no.

i remember a few months back, i asks the Steam Support whether "iDeal payment company is included in the "list of payment methods" for Steam Store in Netherlands"

they reply back that it isn't at all.

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since iDeal Payment Company is not included in the "list of payment methods" on Steam Platform

then it means it is a 3rd party payment method, not "direct payment method".

----------------------------------------------------------------

on Gaming Platforms, "direct payment methods" means that the payment method is in the "list of payment methods".

Blizzard Entertainment gaming platform allows "direct debit" payment method which means "iDeal payment company" is included in the list of payment method.

for Steam Platform, "direct debit" means "through PayPal account".

-----------------------------------------------------------

this is written here

To buy via Steam computer games by direct debit, you must have a PayPal Account. What at first sight appears cumbersome, but is only for your safety. So Steam undergoes neither your account information nor your credit card number. How the payment process works on Steam, we will show in this article.

https://technical-tips.com/blog/games/in-the-case-of-steam-23161
no154370 Feb 2, 2024 @ 8:07pm 
do not forget that there is 7+ years worth of threads about iDeal Payment Company lying around on Steam Forums

and i read every single one of them, i even did a very thorough research as well too.
Last edited by no154370; Feb 2, 2024 @ 8:08pm
cSg|mc-Hotsauce Feb 2, 2024 @ 8:53pm 
Originally posted by no154370:
is iDeal Payment Company included in the "list of payment methods" on Steam Platform????

the answer is no.

i remember a few months back, i asks the Steam Support whether "iDeal payment company is included in the "list of payment methods" for Steam Store in Netherlands"

they reply back that it isn't at all.

-----------------------------------------------------------

since iDeal Payment Company is not included in the "list of payment methods" on Steam Platform

then it means it is a 3rd party payment method, not "direct payment method".

----------------------------------------------------------------

on Gaming Platforms, "direct payment methods" means that the payment method is in the "list of payment methods".

Blizzard Entertainment gaming platform allows "direct debit" payment method which means "iDeal payment company" is included in the list of payment method.

for Steam Platform, "direct debit" means "through PayPal account".

-----------------------------------------------------------

this is written here

To buy via Steam computer games by direct debit, you must have a PayPal Account. What at first sight appears cumbersome, but is only for your safety. So Steam undergoes neither your account information nor your credit card number. How the payment process works on Steam, we will show in this article.

https://technical-tips.com/blog/games/in-the-case-of-steam-23161

Originally posted by no154370:
do not forget that there is 7+ years worth of threads about iDeal Payment Company lying around on Steam Forums

and i read every single one of them, i even did a very thorough research as well too.

iDeal goes through Rabobank.

Sure you did...

https://imgur.com/a/Kkz0e

And...

https://steamcommunity.com/groups/SteamClientBeta/discussions/0/3823034248726869098/

:winterbunny2023:
Elucidator Feb 3, 2024 @ 5:34am 
Originally posted by no154370:
do not forget that there is 7+ years worth of threads about iDeal Payment Company lying around on Steam Forums

and i read every single one of them, i even did a very thorough research as well too.

In the netherlands, we have a saying for these things: "Het zal best. Ik weet nou niet of je probeert uit te sloven of dat je gewoon loopt aan te stellen, maar van aanstellers houd niemand. Gewoon normaal doen; het is niet lastig."
If such a saying is used, means your comment is a fallacy on itself.
You can read more about it here: https://yourlogicalfallacyis.com/anecdotal

Originally posted by no154370:
is iDeal Payment Company included in the "list of payment methods" on Steam Platform????

the answer is no.
Again:
IDEAL is a service offered by the dutch banks.
It is a service that a Payment Service Provider can 'choose' to use.

IDEAL is not a payment company; It is not a payment service provider. It is a way to automatically arrange a direct bank transaction.

So why is IDEAL listed as a Payment Option on Steam? (Yes, it is listed.)
Because then Steam can automatically fill in all of the right information on a direct bank transaction form. (Well, not Steam itself, Worldline does it for them; acting as a means in between.)

The payment method is "Direct", Your money is gone once you clicked OK. You're consulting your own bank to make the transaction. You open up a page specific to your own bank to make the transaction through the IDEAL service.

Let me explain the steps involved with IDEAL. You select the option on Steam after you click "Checkout". You then select your bank.

You log on on your bank. You see everything filled in already. You give permission to proceed with the transaction. You return to the webshop (Steam in this case). 5 seconds later, steam says "You have succesfully purchased Game A and Game B" or whatever.

It is a direct payment method; You pay, from your bank, to Steam. You can pay from your payment account of you bank, to Steam, directly. The transaction processor is Global Collect, but you're still paying Steam, directly.

Unlike with a credit card, where the money is kept on your account and only a promise arrives at Steam.
Unlike Direct Debit transaction, where you ask a third party to deduct money from your account in order to make the payment process happen. You ask your own bank to send the money to steam, directly.

I'm already tired of explaining this again.

Originally posted by no154370:
i remember a few months back, i asks the Steam Support whether "iDeal payment company is included in the "list of payment methods" for Steam Store in Netherlands"

they reply back that it isn't at all.
Because it is not a company. It is a service.
IDEAL, the group that maintains the service, doesn't do anything about the service they maintain. They just make sure it works. The service itself is offered by the banks.

Anything I say currently you probably won't even pay attention to. Because you believe you are correct, you are right and because you have read all about all of this already, haven't you? (I can assure you, you have not found the correct information and will request you to redo your research on this.)
IDEAL has a very nice english animation to explain it: https://d1twnm33rljaon.cloudfront.net/iDEAL_animated_consumer_video_in_English.mp4


Originally posted by no154370:
on Gaming Platforms, "direct payment methods" means that the payment method is in the "list of payment methods".
That is not what it means and I don't think that these gaming platforms mean that either. Can you point me to the page where for example Blizzard or Epic says what they mean with Direct Payment?

Originally posted by no154370:
Blizzard Entertainment gaming platform allows "direct debit" payment method which means "iDeal payment company" is included in the list of payment method.

for Steam Platform, "direct debit" means "through PayPal account".
The difference between a (direct) money transaction from a bank account to another bank account, and "direct debit" is pretty simple:
Direct Debit is handled by a third party. This third party issues the bank for you instead and makes the account withdraw money. In the netherlands this method is called "Automatische Incasso".

Paypal issues the Automatische Incasso at the request of the payer, and acts as a medium in between as such. They draw money from your bank account, then send money to Steam. It is not a direct transaction as such; there is a man in the middle, just like with a credit card.

It's similarity is only in the sense that your money is gone from the moment the Direct Debit is issued at the bank, which can be delayed. Sometimes the automatische incasso might happen at the end of the month. Direct Debit can also be canceled at the request of the user if this payment is done at a later timestamp than at the time of the transaction; much like a credit card transaction, which means Steam can indeed be scammed when using Automatische Incasso.

Originally posted by no154370:
this is written here

To buy via Steam computer games by direct debit, you must have a PayPal Account. What at first sight appears cumbersome, but is only for your safety. So Steam undergoes neither your account information nor your credit card number. How the payment process works on Steam, we will show in this article.

https://technical-tips.com/blog/games/in-the-case-of-steam-23161
You cannot see payment methods for places you do not live in. It is hardly surprising that they haven't been able to make a list of all of them.

Did you know in Japan they can use Rakuten Pay and PayPay as payment options? They can also use LinePay, but that one is more international.
I don't see those listed there either.
Here: https://paypay.ne.jp/notice/20220331/01/
They have an official announcement about it there, and yet... I don't see that listed on your source site either.

So-- the conclusion here is that your source of proof is very flawed.

Someone else already posted a link about IDEAL being in the list of options on Steam so there is no need to proof that.


Edit:
I know it is confusing, but Direct Debit has another name that may make it more clear as to what it means:
"Pre-authorized Debit"
Debit is to another.
Credit is from another.

Direct Debit is not the same as a manual debit payment transaction. Direct Debit is handled by a group you have already given permission to, to let them withdraw money from your account directly if needed..
Last edited by Elucidator; Feb 3, 2024 @ 6:51am
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Date Posted: Jan 29, 2024 @ 12:11pm
Posts: 34