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Bank do not automatic do that anymore, ( call it user own double checking, do note we have no clue when you activate it , and do not mix up with local shopping and online order.
online order do person ID check , local use own pin code thats not same thingy.
gl with it.
+ as above user point out so many other things can do that check status page on any hanging order not appoval by bank yet.
i dont know what you call debit depertment in UK, other things that can cause grieef, we are gamers here we dont care if you have negative balance , this is only mention so we get it as steam user to steram user help, most dont think on such can happend, all you need is a pay check not going in and you get into trouble, and you dont know why.
we do not say you had this, more a do check all is in surplus as we aspect it is.
and you dont have to tell us anything here as users.