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For future reference if wish to pay for things exactly, use a credit card, or bank transfer payment option only, instead of loading Steam wallet.
Actually, it's also a business thing. Steam isn't a bank -- you give them money, they want to keep it.
I was more hanging on the point that even if there were a good reason for businesses to want to do it, many won't simply becuase the absolute ♥♥♥♥♥♥♥♥ this entails is worse.
https://imgur.com/a/kzecUed
At the final ready to pay screen, you will see the part where it says "choose payment option" or whatever and you can choose how to split your payemtn. If you click on those words themselves, makred in blue, then you can change.