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And it will get only more and more expensive.
I mean, 105 is fine is it not? You have 10 showcases , there is really not much more point in leveling further.
Assuming you're using level up bots it doesn't take much time at all and with only 100 badges crafted you can still use the cheaper ones
I got to 108 or so the normal way. In the 2019 Summer Grandprix there was a badge you could level with points you got from previous purchases.
Since i had a few hundred thousand points i put them all into that summer sale bagde which got me to level 317. Steam later changed how the badge worked and limited the max level you could get but all users who already had leveled past that point got to keep theirs.
So i did not really spend any money after level 108 but i am sure that was a one time
"mistake" by Steam.
Nowadays the sale badges can only be bought to level 20 which gives like 2000 xp.
But you CAN do it cheaply, even more so if you're patient too.
I kind of treat the levels and cards as a take or leave it. I don't bother most of the time, as I'll just earn cards organically through play and have a splurge on sorting them out once in a blue moon.
So here's what works for me, and I think the total I've ever spent on the market is £3 in it's lifetime. Apologies if a lot of what I say is obvious but this is also advice for future readers.
As you obviously earn half the total number of cards in a set through play, the more games you have, the bigger your pool of cards. Games cost money, so if you're a player that buys the latest games on release, yeah, it's going to be expensive to cover both those angles.
Many - especially younger - players take the flawed opinion that buying the dirt cheap "non games" (ie. trash) are the way to build up a pool and get cards and badges. Why this is flawed is pretty simple.
Those games are bought and played by almost nobody. So they may be a cheap initial outlay but you can't complete a card set if there's far less people around to trade and buy from. So it's fool's errand.
The best bet is to be a cheap arse. It's even better if you have quite a wide taste in games, as it makes things so much easier. Go keep an eye on charity bundles like Humble Bundle, Fanatical and others. There's also reputable third party sellers like Amazon and Green Man Gaming that have regular deals on too.
With the charity bundles especially, you can pick up a bundle of games for under a quid ofttimes. Granted many of these will be little indie games which you might not have heard of. But here's the kicker where they differ from those "non games" - MANY people buy these bundles so it means you have a greatly increased chance of trading or buying from the market.
And of course on top of this, more players means more booster packs being made. And the higher your steam level, the greater your chance of getting such a booster pack when one is created.
Also, the patient bit is where you diligently keep an eye (or use your wishlist) to note games you want and watch the price. Get a feel for the historical price then make the decision to buy games at the many Steam sales if they pop up.
I feel that's probably your best bet.
As I said, I've spent the grand sum of one lot of £3. That's only to finish off some sets that needed one card. But generally, I just play, earn those cards, then either go to trade amongst friends, or just buy them on the market.
As a bonus feature if you buy those bundles and some of the games you really don't like, just let them idle or play them enough to get your drops, then treat those cards as fodder for trading to sweeten deals with others, or just outright sell them on the market.
That should keep your costs low.