Can gift cards be charged back?
If someone else purchased a gift card from Amazon, eBay, or one of those gift card supply websites and gave me the code, would my account be in danger if that person at any given moment decided to do a chargeback on Amazon, eBay, or one of those gift card websites at any given time? Say he bought a $20 card from someone selling it on Amazon, and then he gives me the code, but then decides to do a chargeback on the Amazon reseller. And then the Amazon reseller decides to chargeback the gift card he purchased, will I lose the money if it’s been used already?
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Zobrazeno 6175 z 79 komentářů
crunchyfrog původně napsal:

I didn't know the guy got it from a shady source. For all intents and purposes, it was a gift. What are you talking about? Do you get suspicious of every gift you receive from people who are sending it to you as a gift? He has gifted me before and we didn't have problems. I just didn't think he was petty and would do this.

Yes, one should be not so much suspicious but certainly wary of EVERYTHING you get simply because of the problems involved.

Imagine if you had a damned good friend who you trusted who let you have some petrol for your car and unbeknown to both of you it was contaminated and damaged your engine.

You see the analogy?

I;m sorry if this sounds patronizing, but yes, you absolutely SHOULD be wary of anything you receive in real life, especially when such things have consequences. You don't do this, and you're going to get FAR worse crap down the line in the real world, I can assure you.

This isn't a realistic approach to life. Be wary of anything you receive? Nobody actually thinks this way. You get wary when a family member, whom you love, gives you a gift? I would understand if they did something to you in the past, sure. But most people aren't wary of people who they trust and have built a relationship with. I don't see how someone like you could ever hold a relationship if you're always wary of everything. The fact that I made this discussion should only prove to you that I obviously didn't know there were consequences to receiving a gift card and that you could even chargeback a gift card and that it could lead you to a banned account.
crunchyfrog původně napsal:

Then you are going to get caught out in the real world.

Many of us here are older, and probably more experienced, so this is second nature. I'm not saying that to be patronising - it's just fact.

And here's the reason why as I've already stated it. The other person can be your closest sibling, but they can also be WRONG. They don't have to have malice.

So yes, you check everything. There's no harm in it, and it takes no time at all.

Seriously, when you deal with mortgages, insurance, bank accounts and savings, and all the other boring ♥♥♥♥ adults have to deal with, you WILL do this or be fleeced.

My missus said to me only yesterday when I woke up that there had been a call from Amazon saying my Prime account was changing and unless I ring up I was to be charged £75. I immediately said "you haven't been reading the news have you?"

So yes, we do it because it's COMMON.

This isn't a common thing. If it was so common, everyone in this thread should've be able to tell me exactly what would happen in my situation. They were all presumptions.

This isn't a common thing. If it was so common, everyone in this thread should've be able to tell me exactly what would happen in my situation. They were all presumptions.

Also, there is harm in checking things, as it can lead to people becoming wary of you and thinking you don't trust them when you've built a relationship with them. And yes, these things DO take time. You have to be joking if you don't think this does. I still don't know the outcome and I've made this thread a few days ago. And there is no ONE answer that can tell you what will happen since this is a case by case thing to begin with. I simply made the discussion to get an IDEA of what could happen, since the other thread that I linked here showed more optimism and was saying that you COULDN'T get banned.
ReBoot původně napsal:
If they're really our friend or family, lthey wouldn't want you to get punished for their mistake. Contact your friend, tell them what happened and if they're really your friend, they'll reverse the chargeback.

The disagreement has made it nearly impossible to reason with him. So that's no longer an option.
crunchyfrog původně napsal:

Yes, one should be not so much suspicious but certainly wary of EVERYTHING you get simply because of the problems involved.

Imagine if you had a damned good friend who you trusted who let you have some petrol for your car and unbeknown to both of you it was contaminated and damaged your engine.

You see the analogy?

I;m sorry if this sounds patronizing, but yes, you absolutely SHOULD be wary of anything you receive in real life, especially when such things have consequences. You don't do this, and you're going to get FAR worse crap down the line in the real world, I can assure you.

This isn't a realistic approach to life. Be wary of anything you receive? Nobody actually thinks this way. You get wary when a family member, whom you love, gives you a gift? I would understand if they did something to you in the past, sure. But most people aren't wary of people who they trust and have built a relationship with. I don't see how someone like you could ever hold a relationship if you're always wary of everything. The fact that I made this discussion should only prove to you that I obviously didn't know there were consequences to receiving a gift card and that you could even chargeback a gift card and that it could lead you to a banned account.

Sorry but yes.

You're making it sound as if it's a MASSIVE challenge. It isn't.

Being wary simply means you take care.

Using your example, it's so simple to check if a card you're given is legit.

And just like my example with the so called Amazon phone call, if I weren't already aware of the scam, I would have Googled first, then rang Amazon directly.

So, yes, WE ALL do it because it's easy. You're quite wrong.

Oh and when I say common I meant in REAL LIFE ADULTHOOD. Not on these forums.

Naposledy upravil crunchyfrog; 24. říj. 2020 v 2.51
crunchyfrog původně napsal:

This isn't a realistic approach to life. Be wary of anything you receive? Nobody actually thinks this way. You get wary when a family member, whom you love, gives you a gift? I would understand if they did something to you in the past, sure. But most people aren't wary of people who they trust and have built a relationship with. I don't see how someone like you could ever hold a relationship if you're always wary of everything. The fact that I made this discussion should only prove to you that I obviously didn't know there were consequences to receiving a gift card and that you could even chargeback a gift card and that it could lead you to a banned account.

Sorry but yes.

You're making it sound as if it's a MASSIVE challenge. It isn't.

Being wary simply means you take care.

Using your example, it's so simple to check if a card you're given is legit.

And just like my example with the so called Amazon phone call, if I weren't already aware of the scam, I would have Googled first, then rang Amazon directly.

So, yes, WE ALL do it because it's easy. You're quite wrong.

My example is not the legitimacy of the card though.

It is legit and it was redeemed, so I don't know what you're talking about. We're not talking about simply checking the legitimacy of my card. So what you're saying is it's easy to know you're going to get deceived or that you will have a disagreement with that person some time in the future and they will turn on you? How do you predict that? When most people receive a gift, they think "Oh wow, I got a gift! Thanks man" and then they go about their day. Nobody goes and checks if every action that someone else makes is legit, especially when that person is someone you already have built a trustworthy relationship with. You are being stubborn for the sake of being stubborn.
crunchyfrog původně napsal:

This isn't a realistic approach to life. Be wary of anything you receive? Nobody actually thinks this way. You get wary when a family member, whom you love, gives you a gift? I would understand if they did something to you in the past, sure. But most people aren't wary of people who they trust and have built a relationship with. I don't see how someone like you could ever hold a relationship if you're always wary of everything. The fact that I made this discussion should only prove to you that I obviously didn't know there were consequences to receiving a gift card and that you could even chargeback a gift card and that it could lead you to a banned account.

Sorry but yes.

You're making it sound as if it's a MASSIVE challenge. It isn't.

Being wary simply means you take care.

Using your example, it's so simple to check if a card you're given is legit.

And just like my example with the so called Amazon phone call, if I weren't already aware of the scam, I would have Googled first, then rang Amazon directly.

So, yes, WE ALL do it because it's easy. You're quite wrong.

Oh and when I say common I meant in REAL LIFE ADULTHOOD. Not on these forums.
Explain to me how it isn't a massive challenge to find out the answer to my problem. Nobody seems to know clearly. Otherwise, there should be an unanimous answer here. Other threads have divided responses and even in this thread, nobody is giving the exact same answer. Some are saying you will get banned and some are not. Your definition of real life adulthood is not the same as everyone else's. That's relative and subjective.
crunchyfrog původně napsal:

Sorry but yes.

You're making it sound as if it's a MASSIVE challenge. It isn't.

Being wary simply means you take care.

Using your example, it's so simple to check if a card you're given is legit.

And just like my example with the so called Amazon phone call, if I weren't already aware of the scam, I would have Googled first, then rang Amazon directly.

So, yes, WE ALL do it because it's easy. You're quite wrong.

My example is not the legitimacy of the card though.

It is legit and it was redeemed, so I don't know what you're talking about. We're not talking about simply checking the legitimacy of my card. So what you're saying is it's easy to know you're going to get deceived or that you will have a disagreement with that person some time in the future and they will turn on you? How do you predict that? When most people receive a gift, they think "Oh wow, I got a gift! Thanks man" and then they go about their day. Nobody goes and checks if every action that someone else makes is legit, especially when that person is someone you already have built a trustworthy relationship with. You are being stubborn for the sake of being stubborn.

You're not getting it at all.

The point is that if you did this that we all do as adults you wouldn't have been in this situation in the first place. And this ability is far from difficult as I pointed out. It quickly becomes second nature ESPECIALLY when you have kids - any parent will tell you that!

You are completely getting your problem round your neck.

Here's what you should have done.

You recieve the card. You ask on these forums "hey, is this a trustworthy thing?"

Bang. Done. You see how simple that was and thus my point?

And the daft scenario you're concocting is silly. All you'd do in this case, is simply refuse it and make some polite excuse if you don't want to annoy them. But that seems moot as the person blocking you now speaks volumes. The hypothetical of yours doesn't work.

But none of this changes the fact that most people as adults DO THIS. You can deny it all you want, but it's true.
crunchyfrog původně napsal:

Sorry but yes.

You're making it sound as if it's a MASSIVE challenge. It isn't.

Being wary simply means you take care.

Using your example, it's so simple to check if a card you're given is legit.

And just like my example with the so called Amazon phone call, if I weren't already aware of the scam, I would have Googled first, then rang Amazon directly.

So, yes, WE ALL do it because it's easy. You're quite wrong.

My example is not the legitimacy of the card though.

It is legit and it was redeemed, so I don't know what you're talking about. We're not talking about simply checking the legitimacy of my card. So what you're saying is it's easy to know you're going to get deceived or that you will have a disagreement with that person some time in the future and they will turn on you? How do you predict that? When most people receive a gift, they think "Oh wow, I got a gift! Thanks man" and then they go about their day. Nobody goes and checks if every action that someone else makes is legit, especially when that person is someone you already have built a trustworthy relationship with. You are being stubborn for the sake of being stubborn.

And by the way, how would you even check if your code is legit? If it works, it's legit. They all come from Steam cards. You're right that I should've maybe asked WHERE he got the card from, but again, most people don't ask, especially when this person has gifted you multiple cards in the past. You don't all of a sudden think this person got it illegitimately, especially when he has done it through different ways.
crunchyfrog původně napsal:

Sorry but yes.

You're making it sound as if it's a MASSIVE challenge. It isn't.

Being wary simply means you take care.

Using your example, it's so simple to check if a card you're given is legit.

And just like my example with the so called Amazon phone call, if I weren't already aware of the scam, I would have Googled first, then rang Amazon directly.

So, yes, WE ALL do it because it's easy. You're quite wrong.

Oh and when I say common I meant in REAL LIFE ADULTHOOD. Not on these forums.
Explain to me how it isn't a massive challenge to find out the answer to my problem. Nobody seems to know clearly. Otherwise, there should be an unanimous answer here. Other threads have divided responses and even in this thread, nobody is giving the exact same answer. Some are saying you will get banned and some are not. Your definition of real life adulthood is not the same as everyone else's. That's relative and subjective.

Nope it isn't. Some things in human nature are general.

And avoiding scams and making sure of things, as a parent or adult, are simply something you either learn or you WILL be scammed.

And if you don't learn from that, you're not going to get very far.

The point is it's unavoidable. Whether YOU have experienced it or agree with it is moot.
It's so easily demonstrable as self evident people take care like this. You don't want to lose your balance on your credit card. You don't wan to lose your credit rating. You don't want to put your house ownership at risk, or anything else due to not taking care with your responsibilties.
crunchyfrog původně napsal:

My example is not the legitimacy of the card though.

It is legit and it was redeemed, so I don't know what you're talking about. We're not talking about simply checking the legitimacy of my card. So what you're saying is it's easy to know you're going to get deceived or that you will have a disagreement with that person some time in the future and they will turn on you? How do you predict that? When most people receive a gift, they think "Oh wow, I got a gift! Thanks man" and then they go about their day. Nobody goes and checks if every action that someone else makes is legit, especially when that person is someone you already have built a trustworthy relationship with. You are being stubborn for the sake of being stubborn.

You're not getting it at all.

The point is that if you did this that we all do as adults you wouldn't have been in this situation in the first place. And this ability is far from difficult as I pointed out. It quickly becomes second nature ESPECIALLY when you have kids - any parent will tell you that!

You are completely getting your problem round your neck.

Here's what you should have done.

You recieve the card. You ask on these forums "hey, is this a trustworthy thing?"

Bang. Done. You see how simple that was and thus my point?

And the daft scenario you're concocting is silly. All you'd do in this case, is simply refuse it and make some polite excuse if you don't want to annoy them. But that seems moot as the person blocking you now speaks volumes. The hypothetical of yours doesn't work.

But none of this changes the fact that most people as adults DO THIS. You can deny it all you want, but it's true.

I think you're the one missing the point here.

I receive a CODE. So you want me to post the code and ask if it's legitimate and have someone else use it? What are you saying?

You don't need to ask someone else if a code works. For an adult, you are lacking some serious reading comprehension skills. You put the code into your account and if it can be redeemed, then it gets redeemed. If it's not legit, it won't work. I mean that would make sense, wouldn't it?

Why would I ask the forums if my code is legit? That literally makes no sense at all.

If you had told me that I should've asked my friend where he got it from, then yes. That makes sense. But again my point is he has gifted me multiple codes in the past. Never had an issue. So why would I all of a sudden have a reason to suspect him?

Like I said man. You are lacking some serious reading comprehension skills. Let me say it again. He and I were on good terms, AS USUAL. He gives me a code as a GIFT. Are you following along? I redeem the code. Few days later, we have a disagreement. This disagreement has NOTHING to do with the gift, okay? I didn't take him for a petty guy because he never showed that he was. So then he decides to be petty and say that he will chargeback the gift card he gave me. What part of this do you not understand? This isn't a hypothetical. This is what happened.

Again your definition of adults is YOUR definition. I mean I could say the same thing. No adult responds the way you do to what I'm saying. No adult lacks this much reading comprehension skills. That's what I'm saying.
crunchyfrog původně napsal:
Explain to me how it isn't a massive challenge to find out the answer to my problem. Nobody seems to know clearly. Otherwise, there should be an unanimous answer here. Other threads have divided responses and even in this thread, nobody is giving the exact same answer. Some are saying you will get banned and some are not. Your definition of real life adulthood is not the same as everyone else's. That's relative and subjective.

Nope it isn't. Some things in human nature are general.

And avoiding scams and making sure of things, as a parent or adult, are simply something you either learn or you WILL be scammed.

And if you don't learn from that, you're not going to get very far.

The point is it's unavoidable. Whether YOU have experienced it or agree with it is moot.
It's so easily demonstrable as self evident people take care like this. You don't want to lose your balance on your credit card. You don't wan to lose your credit rating. You don't want to put your house ownership at risk, or anything else due to not taking care with your responsibilties.
Dude this wasn't a scam to begin with. I wasn't tricked into something. He is a petty guy, which I didn't know because we were always on fairly good terms. My guy, you are twisting things around to fit your narrative.

I told you already. Yes, I've learned from this experience. But you're saying something weird like "be wary of everyone and anything since that is what it means to be an adult." That is YOUR philosophy okay? That's not mine and I'm sure most people don't suspect everything and anything like you do.
Again you keep making up silly scenarios.

No, you don't need to post the CODE (and it doesn't matter whether code or card, or a small corgi named Malcolm).

You would simply do as I clearly said before - with a post like this "hey, is it legit to get a code like this" and then explain the scenario. What sort of stupid claim is it to mean you have to post the actual code here?

I feel you're just making stupid excuses up now.

The fact remains this is just like EVERYTHING else in reall life which you quickly learn as an adult. I don't knwo why this is an affornt to you, but it IS reality and IS common and self evident, otherwise as I said before, people's credit scores and so on would be ruined.

It's obvious - the more responsibilities you have, you ARE going to be more cautious. I can't believe you don't grasp that.

But can the ridiculous examples please. It really is as simple as I've already detailed.


crunchyfrog původně napsal:
Again you keep making up silly scenarios.

No, you don't need to post the CODE (and it doesn't matter whether code or card, or a small corgi named Malcolm).

You would simply do as I clearly said before - with a post like this "hey, is it legit to get a code like this" and then explain the scenario. What sort of stupid claim is it to mean you have to post the actual code here?

I feel you're just making stupid excuses up now.

The fact remains this is just like EVERYTHING else in reall life which you quickly learn as an adult. I don't knwo why this is an affornt to you, but it IS reality and IS common and self evident, otherwise as I said before, people's credit scores and so on would be ruined.

It's obvious - the more responsibilities you have, you ARE going to be more cautious. I can't believe you don't grasp that.

But can the ridiculous examples please. It really is as simple as I've already detailed.

Okay, you can hold your opinion. That's fine man.

What are you talking about? I got a code by someone who I thought was a friend. It was gifted to me when things were still good between us. First of all, why would I even ask if it's legit to get a code GIFTED BY A FRIEND. What kind of response are you expecting? What stupid thing are you saying?


Is there any reason it wouldn't be legit to get a gift card from a friend? I mean what kind of question is that?

I think you're upset that I disproved your dumb philosophy and you're trying every way to belittle me in the worst way possible. For someone who claims to be a real grown up, you sure don't act like one.

I never disputed your claim about more responsibilities, the more cautious you will be. Is your brain okay? I just told you my situation and am saying why would I be wary of a friend gifting a card to me, especially one I held somewhat of a long relationship with?

And you're basically saying if I'm an adult, you would be wary of everyone. And I'm saying that is a stupid philosophy. But if it works for you, then by all means. I'm just saying not everyone thinks that way, and in fact, most people don't.
crunchyfrog původně napsal:
Again you keep making up silly scenarios.

No, you don't need to post the CODE (and it doesn't matter whether code or card, or a small corgi named Malcolm).

You would simply do as I clearly said before - with a post like this "hey, is it legit to get a code like this" and then explain the scenario. What sort of stupid claim is it to mean you have to post the actual code here?

I feel you're just making stupid excuses up now.

The fact remains this is just like EVERYTHING else in reall life which you quickly learn as an adult. I don't knwo why this is an affornt to you, but it IS reality and IS common and self evident, otherwise as I said before, people's credit scores and so on would be ruined.

It's obvious - the more responsibilities you have, you ARE going to be more cautious. I can't believe you don't grasp that.

But can the ridiculous examples please. It really is as simple as I've already detailed.

You see how you don't actually respond to anything I've said and you go on ranting about your philosophy? That's how I know you're either trolling or just being stupid.
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Datum zveřejnění: 21. říj. 2020 v 21.34
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