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I have purchased like 50+ steam gift cards and there wasnt a problem, ever.
Steam cards don't partially add money?
What was the $50 card?
Be very specific and accurate here, and the problem will get solved right away.
Well just buy steam cards from now on, ( for steam wallet) plus there are no activation fees or anything else.
The master card probably has some conflict with some information given to steam on signup, like for example your date of birth, name, anything else. Or maybe steam has a problem processing, since steam has been crazy the past few days.
The end result is nothing will have gone into your steam wallet, and it can take up to two weeks for the master chard to be credited back ... you can probably shorten that to instantly if you call the number on the back of the card and explain what happened ... they will then add the steam website to your gift card and you can try again, and then it should work.