Is there any reason to use steam wallet rather than just pay directly for games?

[Ohls]

Whats the point of the wallet otherwise?

[Spawn of Totoro]

It is where Steam Wallet Card funds go or others can gift you Steam Wallet funds.

Refunds are faster to the wallet then to the card/payment method.

Items sold on the market are paid for with and in Steam Wallet funds.

It is basically Valve's internal store credit system.

It also allows for split transactions, in a way. You can add $10 from a pre-paid card (eg: Visa) as Steam Wallet Funds for a $20 game, then use direct payment for the remaining $10.

If you are only buying games from the Steam store, then there is no real benefit from doing so.

[Quint the Alligator Snapper]

Originally posted by Spawn of Totoro:

If you are only buying games from the Steam store, then there is no real benefit from doing so.

Pretty much this, unless you have no credit card or other internet-based payment method and need to buy Steam Wallet cards from physical stores.

Aside from that, it's just a way to play with virtual items using de facto currency, while Valve gets to hang onto your real money first.

[Lone Wolf]

I have no credit card or card,s so for me its win win plus i never trust cash paypal and likes that.