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And only when approved, purchase the bundle.
You will have to wait for the net sale then. If you were to buy the bundle now you would only get the keys for the games you don't already own from it. You wouldn't be issued more keys after your other purchase is refunded.
If you really want the bundle before the sale is over, you may have to use another payment method to do so.
If it was a tailored bundle, I see issues.
I don't think he needed the money back before he bought it. The issue was if the bundle contains Games A-C and he already owns game A when he buys the bundle he only gets games B and C. So when he refunds Game A AFAIK he won't be retroactively issued a copy of Game A for the bundle he already purchased BEFORE the refund.