Phasmophobia

Phasmophobia

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ツChouoツ Oct 19, 2020 @ 9:08am
insurance
I often have that when you've died that you don't get insurance despite the photo, a lot of money is lost and you get almost nothing if you get insurance
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Showing 1-12 of 12 comments
Cursed Hawkins Oct 19, 2020 @ 9:09am 
If your playing Professional your not gonna get insurance photo or no photo!
Risen Oct 19, 2020 @ 9:10am 
Originally posted by συт σғ тıмε Ger:
I often have that when you've died that you don't get insurance despite the photo, a lot of money is lost and you get almost nothing if you get insurance
are you playing on professional? If so you don't get insurance.
ツChouoツ Oct 19, 2020 @ 11:25am 
But that's a bit stupid because you often lose a lot of things
TheBlindCat Oct 19, 2020 @ 11:27am 
Do we lose all the item that we add on the lobby? Or just the item on our inventory while we got killed?
Myth Alric Oct 19, 2020 @ 11:29am 
Everything you added to the lobby.
sanny devito Oct 19, 2020 @ 1:24pm 
1. Getting money is very easy.

2. Play on easier difficulties if you want less risk.
Akumatic Oct 19, 2020 @ 3:55pm 
Just to clarify: Amateur gives you a 50% insurance, Intermediate gives you a 25% insurance and Professional give you none at all.
BullseyeP90 Oct 19, 2020 @ 4:00pm 
What I dont like is that the extra objectives can involve stuff that you didn't bring along... Which forces you to bring almost everything you have if you want to be sure to be able to complete the objectives... For example, even on the smaller maps, you can get an objective that requires the motion sensor...

Logically I would not bring the higher (and costlier) tech in small maps, because I don't want to risk losing it if I die..

Kinda sux a bit
Cooper Oct 19, 2020 @ 4:02pm 
Originally posted by BullseyeP90:
What I dont like is that the extra objectives can involve stuff that you didn't bring along... Which forces you to bring almost everything you have if you want to be sure to be able to complete the objectives... For example, even on the smaller maps, you can get an objective that requires the motion sensor...

Logically I would not bring the higher (and costlier) tech in small maps, because I don't want to risk losing it if I die..

Kinda sux a bit

Usually when you pick the next map, it will advise you in the long description on what you may need to bring. For example if you need freezing temperature reads then it may advise you bring a thermometer.
GubbyTheChubby Oct 19, 2020 @ 4:20pm 
wait i thought insurance is only for ppl using other players items and die in game so the item owner gets some money back after the mission? xD
Akumatic Oct 19, 2020 @ 4:32pm 
Nope, you only lose the items YOU brought when YOU die
Cursed Hawkins Oct 19, 2020 @ 5:17pm 
Originally posted by κıяıтσ Ger:
But that's a bit stupid because you often lose a lot of things
If you invest in the equipment you bring along on missions then take the investment as motivation to not die, if you got money back even on professional there wouldn't be any kind of risk/reward of bring over 1000s of dollars in equipment for a mission!
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Date Posted: Oct 19, 2020 @ 9:08am
Posts: 12