Phasmophobia

Phasmophobia

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Danutopik Apr 9, 2021 @ 6:16pm
Insurance refund when you die
Hi

Appart of taking a photo from the dead player... is there anything else you should do to earn any refund from the insurance?

I've being playing (and dying) several times and no matter that my team mates make a photo of my dead body... I never get any refund from the insurance :steamfacepalm:

Notice that we are always playing in professional mode, maybe that invalidates the insurance....
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Showing 1-5 of 5 comments
Boogie Apr 9, 2021 @ 6:20pm 
Yeah, there is no insurance in professional mode. Maybe go to intermediate till you build up a little money :)
Fiat Punto Apr 9, 2021 @ 6:53pm 
There's no insurance on professional. However a dead body picture still rewards everyone (including the dead person) with extra cash.
Danutopik Apr 10, 2021 @ 8:17am 
thanks for the answer.... yester day I play 5 rounds and I died in 3 of them... nearly all my stuff lost and my bank account is close to $0 :P

His Quivzness Apr 10, 2021 @ 4:57pm 
Originally posted by Danutopik:
Hi

Appart of taking a photo from the dead player... is there anything else you should do to earn any refund from the insurance?
The dead body photo has nothing to do with insurance. Its just the lowest possible scoring photo to take.

Insurance is paid out according to what equipment you donated and the difficulty.
On amateur you get 50% the cost of the equipment you donated back.
On intermediate you get 25% the cost of the equipment you donated back.
On professional you don't get insurance at all.

I believe you still get $10 insurance if you live for playing single player as a bonus for going it alone.
Danutopik Apr 12, 2021 @ 1:56pm 
Thanks for the explanation...

Somebody told me that the insurance only work if you took a photo of your teams dead bodies... The photo would be considered as a proof of the player's dead for the insurance.

:steamfacepalm:
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Date Posted: Apr 9, 2021 @ 6:16pm
Posts: 5