Phasmophobia

Phasmophobia

View Stats:
Insurence from death not paying out
I died and my issurence didnt pay out. is this a bug or something been seeing it alot in this game. i had max all items in and didnt get a single dime for anything!
< >
Showing 1-13 of 13 comments
Filipe Oct 28, 2020 @ 7:01pm 
I'd guess professional games doesn't give insurance, while others do
Originally posted by Filipe:
I'd guess professional games doesn't give insurance, while others do

Correct, if you die in Professional, you can kiss your items goodbye.
Intermediate grants some Insurance, but lower then Amateur.
Vapid Actions Oct 28, 2020 @ 7:22pm 
Amateur pays out 50% of losses, Intermediate pays out 25% of losses, professional pays out 0% of losses. Solo players get $10 insurance for living because of... reasons (known bug)
ScrappyCoco_89tv Oct 28, 2020 @ 9:35pm 
well that sucks. with the bug that makes it so you die even tho you are hiding isnt right, lost all items because i died in a closet. and i didnt even make a sound.
Vapid Actions Oct 28, 2020 @ 10:31pm 
Originally posted by twitch.tv/ScrappyCoco_89:
well that sucks. with the bug that makes it so you die even tho you are hiding isnt right, lost all items because i died in a closet. and i didnt even make a sound.

This was just discussed in another thread. If you're too close to the door (or a wall) it's possible for part of your body to poke through, and the ghost can contact that part of you sticking out to kill you. Because of this, closets are not the best, they are a last resort option. There's also a recent patch that 'may' be making used safe rooms unsafe the same way if someone dies in a room it becomes unsafe during hunts. Also, if the ghost sees you enter they can follow through depending on their anger levels and ghost type.
Brassqund Oct 28, 2020 @ 11:06pm 
I am playing alone and got $10 from Insurance for some reason.
Drinking Partner Oct 28, 2020 @ 11:24pm 
But professional's when you actually need insurance!

Seriously, though, I also got an unexplained insurance payout from a successful ghost hunt (didn't die, found all 3 pieces of evidence, most of the optionals fulfilled...).
ScrappyCoco_89tv Oct 29, 2020 @ 10:35pm 
Originally posted by jmason3:
But professional's when you actually need insurance!

Seriously, though, I also got an unexplained insurance payout from a successful ghost hunt (didn't die, found all 3 pieces of evidence, most of the optionals fulfilled...).

I agree i think you should get atleast 25 to 50 percent insurance on perfectional because you are puting yourself in danger more then playing on a lower difficulty.'
Pisaro (Banned) Oct 29, 2020 @ 10:40pm 
I have round about 5k money. Even when u die..wayne.
Last edited by Pisaro; Oct 29, 2020 @ 10:40pm
ScrappyCoco_89tv Oct 29, 2020 @ 11:33pm 
i just think the harder the difficulty is when the issurance should kick in. you shouldnt be dieing playing on amature, but when you get high diff ya thats when you should worrie about loosing your items
Starwight/ttv Oct 29, 2020 @ 11:35pm 
Originally posted by twitch.tv/ScrappyCoco_89:
well that sucks. with the bug that makes it so you die even tho you are hiding isnt right, lost all items because i died in a closet. and i didnt even make a sound.

That's not a bug, break line of sight with the ghost before hiding LMFAO
ScrappyCoco_89tv Oct 30, 2020 @ 12:52am 
Originally posted by Boop My Snoot:
Originally posted by twitch.tv/ScrappyCoco_89:
well that sucks. with the bug that makes it so you die even tho you are hiding isnt right, lost all items because i died in a closet. and i didnt even make a sound.

That's not a bug, break line of sight with the ghost before hiding LMFAO

The ghost walked past me 4 times and i wasnt glitching threw anything. i always make sure of that. Then after about 15 sec of ghost walking back and forth it kills me!
76561197984503913 Oct 30, 2020 @ 1:08am 
Yeah but you also shouldnt be dying as much as you know how the game works on Professional, its pretty easy not to die when you know the maps, plus there are many people saying its too easy. Why make it easier by giving you money if you die its supposed to be harder, hence there are diff levels of difficulty ffs.
Last edited by 76561197984503913; Oct 30, 2020 @ 1:12am
< >
Showing 1-13 of 13 comments
Per page: 1530 50

Date Posted: Oct 28, 2020 @ 6:45pm
Posts: 13