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Did you check the bank account screen to see if you could buy it there? If it hasn't popped up there, you haven't unlocked it yet I think.
I can confirm that putting 3000$ in any increments will unlock the money laundering feature. Its not well described how to achieve this, but it also didn't raise my exposition to a dangerous level, even though the game tells you putting too much money in the ATM will get you busted. I was putting 300 every day, but dropped 2000$ to push my account to 3000$. No exposition gain.
yes pool doesnt matter, max daily is how much laundered money it will store. So just payout often :P
You need to make another deposit into the ATM.. I think like another 1k then it will trigger to give you the call.
Withdrawal? Or deposit.. you have to put money in the machine not take it out.