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Now I have noticed that say, a Wizard does not need a UMD check when casting a fireball scroll. I don't know if this is how it's supposed to work or if that's a bug. But if a bard is trying to cast a fireball scroll I think it will do a UMD check to see if they can cast it.
Someone more knowledgable can correct me if i speak lies.
And Wands.
With a good UMD score, you can eat scrolls of Cure Wounds even though you're playing a Fighter.
By the way, UMD functions on Charisma and Valerie has both a decent Charisma and more feats than she knows what to do with if you keep her pure Fighter. Spend a feat or two on Skill Focus: UMD and Deft Hands, and invest some skill points into it. 10 from ranks, 2 from her 15 Cha, 6 from Skill Focus and 4 from Deft Hands - that's a check of +22 which is enough to auto-succeed on any Wand and use even mid level Cleric Scrolls (like Raise Dead, Freedom Of Movement, Death Ward, Restoration and Heal)...
Just sayin'...
That's because fireball is in a Wizard's spell list but is not in a Bard's. If the scroll/wand has a spell that's in the class' spell list, UMD is not needed to use it.
You get some pretty intense magic items that require a high UMD score. The items Im talking about are saving me in the late game even though I found them super early. That and theres also some cool ones that are fun to use but Ill leave it up to you to find out :D
But yes they do not have it setup to let you use UMD for other gear.
But it is not completely useless if you know what it works on and how that might help you. My rouge keeps a high UMD skill and will use a few wands and scrolls. Often to self buff.
Is it worth as you noted 1/3rd of you skill points? Hell no. But for builds that have to points to spare yeah its fairly useful at times.
you can use magic items scrolls and wands even if you cant use magic, for example i put UMD on amari and have her use wand of lead blades which makes her massive sword even bigger... which stacks with enlarge.
So the only reason I took it was because in PF's own freaking game, it explicitly spells out that it can be used to emulate alignment, class features, or otherwise trick any item into working for you. This skill, for a sorceress, is worthless.