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A character only has to use UMD for a wand if they cannot cast the spell in the wand.
A character only has to use UMD for a scroll if they are not a member of the class that casts that scroll's spell (but doesnt personally have to know the spell or have it prepared).
UMD is probably one of the only skills I'd reccomend a combat optimizer take Skill Focus for, if its for a character that will use it a lot.
If you're running Linzi she's a natural candidate because of her high charisma, having it as a class skill, and a large number of available skill points lowering her opportunity cost. With a CHA mod of +3, +3 Trained bonus, 3 ranks in it, and skill focus, she'd get a bonus of +12 at level 3. At level 10 she'll have 10 ranks, +5 cha, +6 skill focus, +3 trained bonus, for a bonus of 24. Bonuses get really significant around the time they reach 20 because they can overhwhelm the chance mechanic. If a task has a hard DC at 25, a bonus of 24 means you make it on any roll that isn't a 1.
Nothing I just said about +20 applies to attack rolls outside of tabletop version since this game uses its own made up numbers for monster stats instead of anything that follow's the game's conventions.