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The more they like you the less it costs. At 2.5 Mil they do not like you much - prices will also be high.
Also the more they like you the lower the prices for equipment
Edit: also the event will come back "eventually" if you pass it up the first time.
No, there is an event where they will ask you to "Renew" your membership. That is the "Black Market Shakedown" the OP is referring to.
I have played about 5 careers and I have only seen it happen once per, but you never know. Never was a big deal for me as I try to stay friendly with Pirates. Only 50K if they like you.
If they like you they only ask for 50,000
As for cost:
Rep -80 or less = 2.5mil
Rep -79 to -40 = 1mil
Rep -39 to -20 = 500k
Rep -19 to 19 = 250k
Rep 20+ = 50k
Not paying results in being locked out of the blackmarket for 1 year+ (again depending on event RNG).