How are you guys doing the ArFa investments?

[PerfectLife]

So you get the option for:

102% returns
95%-105% returns
80%-115% returns

Just some simple math shows that over time only the 102% option is going to bring you in profits but perhaps I'm missing something and I was curious how and why you guys had chosen to invest.

[rakkakaze]

50% from runs and major risk returns, money begins to flow in regardless so it sort of becomes a sleeper fund that you remember exists one day.

[PerfectLife]

Originally posted by rakkakaze:

50% from runs and major risk returns, money begins to flow in regardless so it sort of becomes a sleeper fund that you remember exists one day.

My thinking is, eventually 2% of a large enough base is more money than god but I also wasn't sure how often it "rolls the dice" either. That being said... if you have 100,000 cash and lose 20% you're down to 80k. If you then gain 15% you're only at 92K. So you need to constantly double up on wins to see gains. Over time 2:1 odds is super horrible.

IDK math is totally not my strong point, at all.

[TormDK]

I do the same, major risk and 50% investment. Is credits even used for anything in this game?

[PerfectLife]

Originally posted by TormDK:

I do the same, major risk and 50% investment. Is credits even used for anything in this game?

Identifying things, ammo, giving ArFa an allowence so she/he doesn't end up lost. I think that's all that really matters. Probably missed something.

[rakkakaze]

Originally posted by PerfectLife:

Originally posted by rakkakaze:

50% from runs and major risk returns, money begins to flow in regardless so it sort of becomes a sleeper fund that you remember exists one day.

My thinking is, eventually 2% of a large enough base is more money than god but I also wasn't sure how often it "rolls the dice" either. That being said... if you have 100,000 cash and lose 20% you're down to 80k. If you then gain 15% you're only at 92K. So you need to constantly double up on wins to see gains. Over time 2:1 odds is super horrible.

IDK math is totally not my strong point, at all.

The thing is, you're automatically setting those credits to the side anyway, so you don't notice a gain or loss until you go and pick them up, and more than likely in the long run, it's going to be a gain anyway from your runs.

If it were real money, obviously you'd want to put more thought into it, but afaik the AI is investing in penguin rearing and somehow, sometimes, making a killing.

[TormDK]

Yeah, the point is - I'm mid 20's now, and have over a million credits while giving 100K+ in allowance and plenty for buying all the ammo I need. Seems to still flow faster than needed really.

[PerfectLife]

Originally posted by rakkakaze:

Originally posted by PerfectLife:

My thinking is, eventually 2% of a large enough base is more money than god but I also wasn't sure how often it "rolls the dice" either. That being said... if you have 100,000 cash and lose 20% you're down to 80k. If you then gain 15% you're only at 92K. So you need to constantly double up on wins to see gains. Over time 2:1 odds is super horrible.

IDK math is totally not my strong point, at all.

The thing is, you're automatically setting those credits to the side anyway, so you don't notice a gain or loss until you go and pick them up, and more than likely in the long run, it's going to be a gain anyway from your runs.

If it were real money, obviously you'd want to put more thought into it, but afaik the AI is investing in penguin rearing and somehow, sometimes, making a killing.

haha I get ya. I was mostly just wondering if I had understood things right, I think your method is totally valid for how you see the system. "maybe one day it will be huge, if not, who cares, wasn't using it anyhow." I'm still fairly early on so I kind of want to minmax and aim for all the cash unlocks asap.

[PerfectLife]

Originally posted by TormDK:

Yeah, the point is - I'm mid 20's now, and have over a million credits while giving 100K+ in allowance and plenty for buying all the ammo I need. Seems to still flow faster than needed really.

Yeah, like I said in response to Rakka, I mostly just want to min max right now to get all the cash unlocks. I think just treating it as a "fund and forget" pile of bonus cash is totally valid.