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it will be available if you have different kind of loan available.
such as 10k with xx interest and 5k with xx interest.
if more than one type of loan is available, you will be able to take both loan at the same time.
but not from the same type of loan
Along with the goal being to pay off an existing loan, not so much "No loans ever". First instinct is to double down on loans, rather than go on a literal treasure hunt.
I thought to try not because of the vauge hint. But because I already knew there was a particular golden treasure chest object that costs 10,000 dollars.
If people don't know that, then they have no reason to expect finding props will do anything to help their funding, even if they did look for treasures.
It's a nice idea, and it's got a nice payout solution. But I can still sympathize with the people not thinking of the particular square peg intended for the square hole in that scenario.