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you should have some simpoints that you get for free by making an account but that's usually 200
As far as buying Simpoint, I'm not sure that function works any more. You can do that through the store page on teh Sims 3 Community website. I don't remember the costs. But typical EA, they are expensive!
On a side note, there used to be sites that had the premium content and monthly content (which is no longer available throught the stroe page) for nothing. I'll let you search for those. But easily found through google. They usually require a patch and the framework for adding mods to the game.